Hello, the annual fee for a China Merchants Bank credit card is RMB 100 per year for a regular card and RMB 300 per year for a gold card. The annual fee is charged once a year. If you apply for 2 or additional cards at the same time, the annual fee for the second card or additional card will be 1/2 of the first card. The annual fee is calculated from the issuance date of your card (the validity period under the credit card number, the previous date is the issuance date), not the calendar year.

If you successfully apply for a China Merchants Bank credit card, the annual fee for the first year will be waived or waived by the China Merchants Bank credit card or a partner who will advance the payment for you within one full year of your card’s validity (from the card issuance date, not a natural year). ) The annual fee for the second year will be reduced by swiping the card 6 times (no amount limit), and the annual fee for the third year will be reduced by swiping the card 6 times in the second year. If you spend 6 times with a single card (no limit on amount or form), the annual fee for the card in the following year will be reduced. And until the new annual fee discount policy changes are notified, this discount will be valid for a long time. The number of online purchases can also be accumulated into the 6 times of reduction or exemption of the annual fee for the following year.

(Except unlimited card/platinum card/business card/ANA co-branded card/VISA MINI card/MSN MINI card/VOGUE titanium card/HELLOKITTY fan gold card/Miss Kitty perfume credit card)