Most credit card types of China Merchants Bank are exempt from the annual fee for the first year, and the annual fee for the next year is exempted if you swipe your card six times in the same year. This "six times" is not limited to the amount, the payment method or whether there is a point transaction, as long as it is included in the bill, forget it. \ x0d \ x0d \ 1, however, some credit card types of China Merchants Bank do not provide annual fee exemption for card swiping times, nor do they provide the policy of China Merchants Bank to exchange credit card points for annual fees: business card (mandatory charge 100 yuan/year), elite business card (300 yuan/year) and corporate procurement card (100 yuan/year. \x0d\\x0d\2。 There are also some credit card types of China Merchants Bank. Although the number of swipes is unavoidable, the points earned by swiping can be exchanged for annual fees: VISA MINI dual-currency credit card and special-shaped car card; The annual fee for the main card of China Merchants Bank Classic Platinum Credit Card is 3,600 yuan/year, and the annual fee is free in the first year. You can exchange the points of China Merchants Bank Credit Card with 654.38+100000 for the annual fee of the next year. The annual fee of its supplementary card is 1800 yuan/year, which can be exchanged for the annual fee of the following year with 5000 credit card points of China Merchants Bank. \x0d\\x0d\3。 In addition, there are other credit card types of China Merchants Bank, and the annual fee is exempted after the sum of the transaction amount and times: the annual fee for the main card of China Merchants Bank's exquisite platinum card is 800 yuan/year, the annual fee is exempted in the first year, and the annual fee is exempted in the following year when the consumption reaches 80,000 and 20 times; The annual fee of its supplementary card is 300 yuan/year, the first two cards are free of annual fee, the third card is free of annual fee in the first year, and it is consumed 30,000 times in that year, 10 times, and the annual fee is free in the next year.