Bank of China cards are divided into: (1) Bank of China series credit cards are divided into platinum cards (not yet issued), gold cards and silver cards according to credit rating; China Bank VISA Olympic Card, China Bank Lenovo VISA Olympic Card and China Bank UnionPay City Card do not distinguish between gold card and silver card. (2) By brand: UnionPay card, VISA card, MasterCard and JCB card; (3) According to products, it can be divided into: BOC Credit Card (VISA, MasterCard), BOC VISA Olympic Credit Card, BOC JCB Credit Card, BOC Lenovo VISA Olympic Credit Card, BOC Metropolitan Card, BOC Golden Eagle Co-branded Card (issued in Jiangsu, Shanghai and Shaanxi), BOC JCB Jiuguang Department Store Co-branded Card (issued in Shanghai), BOC Zhongxing Official Card (for ZTE employees only), BOC Jiaotong University Alumni ID Card and BOC Golden Eagle Co-branded Card. China Bank Peking University Credit Card, China Bank JCB Dazhong Electric Co-branded Card (temporarily issued in Beijing) and China Bank Zhuangsheng sogou Department Store Co-branded Card (issued in Beijing). (4) According to the currency, there are three kinds of cards: RMB, RMB/USD and RMB/JPY. Among them, BOC JCB Credit Card has two RMB/JPY accounts, VISA/ MasterCard has two RMB/USD accounts, and UnionPay card has a single RMB account. The annual fee of China Bank's credit card is related to the type of credit card. The annual fee for the China Bank Credit Card Gold Card is 200 yuan RMB per year, and the annual fee for the General Card is 100 RMB per year. In addition to the annual fee, the types and standards of other credit card fees of China Bank are as follows: loss reporting fee: RMB 40 yuan replacement card/damaged card/early replacement fee: RMB 15 yuan; Overseas emergency card replacement fee: USD 65,438 +075/ card (this fee is charged by international organizations); Cost of remaking the cipher letter: RMB 15 yuan; Reissue declaration fee: within 3 months. For the statements made three months ago, 5 yuan's revolving credit interest is charged for each statement, with the daily interest rate of 0.5 ‰, the monthly compound interest penalty: 5% of the unpaid part of the minimum repayment amount, and the credit balance repayment fee of the minimum repayment amount is 10 yuan or 1:0‰, and the minimum 5 yuan or 1 USD. The maximum handling fee for foreign exchange transactions is RMB 200 yuan or USD 30: 65,438+0% of the foreign exchange settlement amount; Express handling fee for letters, business cards/passwords, etc. : 20 yuan overrun fee: 5% of the part exceeding the credit limit; And the minimum handling fee is 10 yuan RMB or 1 USD: 15 yuan RMB or USD 5/piece. Inquiring about purchase orders for overseas transactions requires paying other fees that may be charged by international organizations or overseas institutions.