JCB card is a universal international credit card. It is a credit card jointly issued by Mitsui Bank of Japan, Nobuyuki Bank of Japan, Mitsui Bank, Concord Bank and Daiwa Bank at 196 1. At present, the credit card has been issued and circulated in 90 countries and regions around the world (20 13). They are the top five international credit card brands and the only international credit card brand originating from Asia.
JCB pays special attention to China, South Korea and other countries and regions. Due to the close relationship with Japan's economy and geography, the development prospect of credit card market is also very considerable. At present, nine domestic banks, including Bank of China, Bank of Shanghai, China Everbright Bank, Minsheng Bank, China Merchants Bank, Shanghai Pudong Development Bank, Ping An Bank, China Construction Bank and Industrial and Commercial Bank, have issued JCB credit cards, with more than 5 million cardholders.
Extended data:
The disadvantages of using credit cards are as follows:
1, blind consumption of credit cards is not like paying cash, which costs a lot of money. I don't feel a few numbers, which leads to blind consumption and spending money like water.
2, excessive consumption: notebook staging, digital camera staging, smart phone staging, while enjoying your favorite items in advance, you should also consider whether you have the ability to repay.
3. High interest: If you can't take care of your credit card, the bank will charge you high interest if you can't pay it by the final repayment date.
4. Need an annual fee: Credit cards basically have an annual fee, but they basically have an annual fee-free policy. For example, CCB can be exempted as long as it swipes its card three times a year; But if you don't swipe your card to the bank the specified number of times within a year, you need to charge an annual fee.
5. Stealing: Credit cards are basically swiped by default without password, which is easy to be swiped by others when lost or stolen, causing unnecessary trouble or loss, but in fact, credit cards can also apply for swiping with password.
6. Affect personal credit records: Long-term malicious arrears will naturally affect personal credit records and even be blacklisted by banks. If you want to borrow money from the bank to buy a house and a car in the future, you may be rejected by the bank.
7, repayment trouble: going to the bank every month, often overcrowded, online repayment is not suitable for everyone.
8. Cancellation trouble: CCTV once reported that a cardholder received a bank bill a few months after paying off all debts and canceling his credit card, and what happened afterwards made him miserable. This article entitled "Unknown Credit Card" exposes the disadvantages of current credit cards.
Baidu encyclopedia -JCB
Baidu encyclopedia-credit card
What's the difference between UnionPay, VISA and JCB credit cards? What are the advantages and disadvantages in use?
Difference:
1. UnionPay is a bank card organization in China. In other words, it is a credit card issued by a domestic bank. A joint-stock financial service institution jointly sponsored by more than 80 domestic financial institutions.
2.VISA is one of the two largest credit card organizations in the world, and its role is equivalent to UnionPay. Visa International has more than 700 member financial institutions, and issues various Visa payment instruments, including credit cards, debit cards, corporate cards, business cards and purchasing cards.
3.JCB is a bank card organization in Japan, that is to say, it is a credit card issued by the Bank of Japan. It is the earliest high-end card brand issued in the history of Japanese credit card industry.
Consumption:
1. UnionPay can rely on UnionPay to make cross-bank withdrawals in China and spend at any merchant. Some foreign countries support the withdrawal and consumption of UnionPay, such as Singapore and New Zealand.
2.visa covers the whole world. There are VISA merchants and ATMs all over the world. When going abroad, you can generally use Visa where there is no UnionPay.
3.JCB It is generally convenient to use JCB cards in Japan.
Extended data:
China UnionPay was established in March 2002. With the approval of the State Council and the approval of the People's Bank of China, China Bank Card Association is headquartered in Shanghai.
As a joint bank card organization in China, China UnionPay is in the core and pivotal position in the bank card industry in China and plays a fundamental role in the development of the bank card industry in China. Through the inter-bank transaction clearing system of UnionPay, banks have realized the interconnection between systems, thus realizing the inter-bank, inter-regional and cross-border use of bank cards. On the basis of building and operating the inter-bank transaction clearing system of UnionPay and realizing the universality of bank card networking, China UnionPay actively cooperates with commercial banks and other industrial parties to promote the unification of UnionPay card standards and norms and build its own brand of bank cards; Promote the development and application of bank cards; Maintain the market order of bank card acceptance and guard against bank card risks. Through the inter-bank transaction clearing system of UnionPay, the interconnection and resource sharing between commercial banking systems can be realized, and the inter-bank, inter-regional and cross-border use of bank cards can be ensured.
Banks are financial institutions established in accordance with the law to operate monetary credit business, and they are the products of the development of commodity monetary economy to a certain stage.
Banks are one of the financial institutions. Banks are divided into central banks, policy banks, commercial banks, investment banks and the World Bank, with different responsibilities.
Central Bank: China People's Bank is the central bank of China.
State-owned policy banks: including The Export-Import Bank of China, China Agricultural Development Bank and China Development Bank.
State-owned commercial banks: including China Industrial and Commercial Bank, China Agricultural Bank, China Bank, China Construction Bank, China Postal Savings Bank and Bank of Communications.
Investment banks: including Goldman Sachs, Morgan Stanley, Citigroup, Wells Fargo, UBS Group AG, Societe Generale, etc.
World Bank: It is used to help countries overcome poverty. Various institutions play a unique role in alleviating poverty and improving living standards.
Reference link: Bank _ Baidu Encyclopedia China UnionPay _ Baidu Encyclopedia
What is a JCB credit card? It is a Japanese credit card organization.
If you have ever applied for a++credit card, you probably know what a JCB credit card is. In addition to VISA, MasterCard and AmericaExpress, there is also a popular international credit card organization in China, namely JCB. Today, I will give you a detailed introduction to the international card organization JCB.
What is a JCB credit card?
In short, JCB Credit Card is a Japanese credit card organization, which was jointly established on 196 1 for Mitsui Bank, Bank of Japan, Mitsui Bank, Concord Bank and Daiwa Bank, and has now become one of the top five credit card organizations in the world.
It is a credit card company representing Japan, mainly for the convenience of cardholders to use and spend in Japan. It is mainly settled in Japanese yen, but of course it is also settled in US dollars, such as China Merchants Bank Cherry Maruko JCB Credit Card. JCB's international strategy is mainly aimed at Japanese industrialists and women living and working abroad. In order to establish its international status, JCB has also implemented priority service plans for Japanese, American, European and China businesses.
Which banks issue JCB credit cards?
In China, several banks have issued JCB dual-currency credit cards, including China Bank, Shanghai Bank, China Everbright Bank, China Minsheng Bank, China Merchants Bank, Shanghai Pudong Development Bank, Ping An Bank, China Construction Bank, China Industrial and Commercial Bank and China CITIC Bank. The number of cardholders has exceeded 5 million.
Summary: If you need to spend money abroad, you can apply for a++card or a dual-currency card. Which card organization you apply for depends on the international region where you spend money. JCB credit card is suitable for consumption in Japan. Introduction,++Credit Card Application Entrance
What is a JCB credit card?
JCB card is a worldwide international credit card originated in Japan. Established by Mitsui Bank of Japan, Credit Bank of Japan, Mitsui Bank, Concord Bank and Daiwa Bank on 196 1, it has become one of the top five credit card organizations in the world.
JCB credit card is mainly convenient for cardholders to use and spend in Japan, and it is mainly settled in Japanese yen, and of course it is also settled in US dollars, such as China Merchants Bank Cherry Maruko JCB credit card. JCB's international strategy is mainly aimed at Japanese industrialists and women living and working abroad. In order to establish its international status, JCB has also implemented priority service plans for Japanese, American, European and China businesses.
JCB cooperates with more than 350 major banks and financial institutions around the world and can be easily used in 190 countries and regions around the world. JCB cards are issued in 16 countries and regions, with more than 84 million cardholders. There are more than 8 million cardholders in China.
What is a jcb credit card (debit card)?
Jcb credit card (debit card) is an international credit card (credit card). The full English name is: JapanCreditBureau, which can be called a Yoshimi card or a Japanese financial card. It is a worldwide international credit card (credit card), which consists of Mitsui Bank of Japan, Credit Bank of Japan and Daiwa Bank. Now JCB credit cards (credit cards) have reached 6544 in the world.
What are the advantages of jcb credit card (debit card)?
Jcb is a bank card organization in Japan. It is generally convenient to use JCB credit card (debit card) in Japan, and many stores will have corresponding discounts.
So for children's shoes that often go to Japan, it is still very beneficial ~ ~
What is a JCB credit card (debit card)?
JCB credit card (debit card) is a Japanese credit card (debit card) organization and one of the top five credit card (debit card) organizations in the world. Its main function is to facilitate the use and consumption of cardholders in Japan, and the settlement is mainly in Japanese yen. At present, nine domestic banks issue JCB credit cards, including China Bank, Shanghai Bank, China Everbright Bank, China Minsheng Bank, China Merchants Bank, Shanghai Pudong Development Bank, Ping An Bank, China Construction Bank and China Industrial and Commercial Bank.
JCB credit card (debit card) can be used normally in China, provided that it is a dual-label card. Double-standard JCB credit card (credit card) can be consumed by any merchant in China through UnionPay channel, while single-standard JCB credit card (credit card) can only be settled in++form.
The introduction of Japanese jcb credit card and Japanese jcb credit card ends here. I wonder if you found the information you need from it?