I didn't exchange Malaysian ringgit directly with my credit card, but it's convenient to exchange Malaysian ringgit directly with RMB, and the price is reasonable.

Basically, it is enough for me to change at the airport and take a small train to the hotel. Generally, it is 100 RMB, or I can directly swipe my card on the plane to buy a small train ticket.

VISA can be used directly in the hotel. Many times when I go shopping, I use the UnionPay channel, which can save a little exchange rate loss! Many shopping emails have places to exchange Malaysian ringgit. I often change some Malaysian ringgit at India point near the subway station, and the exchange rate changes every day. During the appreciation of RMB, I feel that RMB is more valuable every day! ! !