How long does it take to reissue a lost credit card? How to report the loss and replace it?

Credit cards are a necessity in people’s lives today. It can be said that everyone has a credit card, and many people apply for many credit cards. But when there are too many things, it is inevitable that they will be lost easily, and you need to report the loss and replace them. So, how long does it take to apply for a replacement after reporting the loss of a credit card? How to report the loss and replace it?

How to report loss and reissue of credit card

1. Report loss and reissue via customer service phone number

You can call the customer service hotline of the bank where the lost credit card belongs and apply to the customer service staff for report of loss and reissue. . However, with this method, you still have to go to the bank's business branch to formally report the loss within 72 hours, otherwise the loss report will be automatically released after 24 hours.

2. Loss report and replacement at bank branches

You can also bring your ID card to a nearby bank branch to apply for loss report. You can apply for a loss report and reissue at any business outlet. There is no need to go to the business outlet where the card was originally issued to report a loss and reissue. Of course, when you usually go to the bank to apply, you have to queue up and wait for the voice to call you. However, the processing time will not be very long.

So, how long does it usually take to report the loss of a credit card and reissue it?

It usually takes about one or two weeks to get a new card after reporting the loss of a credit card. Most banks will send out a new card within three working days after you apply for a loss report, but banks will basically choose ordinary postal mail to send the card, so the speed will be slower.

In areas that are not too far away, you can receive it within a week. If you are in a remote area, it will take more than a week. If your situation is urgent, you can apply for expedited shipping and it will be delivered in two or three days.

Credit card loss and reissue needs to be handled at the bank. Formal loss and reissue is not available online. It takes a long time. If you need it urgently, banks will usually provide expedited shipping. You can just choose expedited shipping, but expedited shipping will require additional payment.

How long does it take to reissue a credit card that has been reported as lost?

It usually takes about one or two weeks to get a new card after a reported loss of a credit card. Most banks will send out a new card within three working days after you apply for a loss report, but banks will basically choose ordinary postal mail to send the card, so the speed will be slower. If you are in an area that is not too far away, you can receive it within a week. If you are in a remote area, it will take more than a week. If your situation is urgent, you can apply for expedited shipping and it will be delivered in two or three days. You need to go to the bank to apply for a credit card loss report and reissue, and formal loss report and reissue cannot be done online. It takes a long time. If you need it urgently, banks will usually provide expedited shipping. You can just choose expedited shipping, but expedited shipping will require additional payment.

1. Credit card loss and reissue method

1. Customer service phone number to report loss and reissue

You can call the customer service hotline of the bank where the lost credit card belongs and apply to the customer service staff Report loss and reissue. However, with this method, you still have to go to the bank's business branch to formally report the loss within 72 hours, otherwise the loss report will be automatically released after 24 hours.

2. Loss report and replacement at bank branches

You can also bring your ID card to a nearby bank branch to apply for loss report. You can apply for a loss report and reissue at any business outlet. There is no need to go to the business outlet where the card was originally issued to report a loss and reissue. Of course, when you usually go to a bank to apply, you have to queue up and wait for the voice to call you. However, the processing time will not be very long.

2. Things to note when reporting the loss of a credit card and replacing it:

1. When you get a new card that has been reported as lost, it is worth noting that it must be activated before you can use the credit card normally. But in fact, there is no regulation on the time for credit card activation. It just says that it cannot exceed the validity period of the credit card. Otherwise, the expired and unactivated credit card will become a useless card and the user will need to reapply. Also, be sure to write your name in the signature box on the back of the credit card.

2. There is no need to reset the blank code after the new card is activated. Generally, the blank code of the old card will be used. If the user feels that it is unsafe to use the original blank code for the new card, then he can reset it. Empty code. There are several ways to reset the empty code, such as calling the bank or directly using mobile banking.

3. It usually takes 2 working days to make a new card after reporting the loss. After the card is successfully made, the account, limit, and points of the old card will be automatically transferred to the new card.

4. If you have a bill during the period of reporting the loss of your credit card and re-issuing it, remember to repay it on time. If the new card has been successfully created and you know it, you can pay the money back to the new one. If you don't know the new card, you can only transfer the money to the old card for repayment.

How long does it take to replace a Bank of China credit card after reporting a loss?

After reporting a loss and replacing a card, it usually takes 3 working days to produce the card. The Bank of China credit card will be mailed to you by express delivery to register with Bank of China. Mailing address, mailing time is about 3-5 working days. If there is no review result for a long time or you do not receive the card, it is recommended that you call the customer service hotline to inquire.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GOAPP to handle related businesses.

How long does it take to report the loss of a credit card and get a replacement?

After a credit card is reported as lost, the replacement time is generally about 15 days. If you are in a hurry to use your credit card, you can ask the customer service of the bank's credit card center for expedited delivery. Generally, a replacement can be received in 2-3 days. For reference only, the procedures of specific banks may not be the same. After discovering the loss, you should contact the card-issuing bank as soon as possible and apply for a freezing operation; you can also contact the card-issuing bank and hope to replace the card; or cancel the lost bank card and re-apply for another bank card from this bank. .

That’s it for the introduction of how long it takes to report a credit card loss.