If you have a large credit card from another bank, you can use it as a card, because the minimum amount is the previous large credit card. If you don't have a credit card, you must provide relevant financial proof, such as a car and a house under your name.

What determines the credit card limit?

1. Personal information of the cardholder

The bank's basic requirements for credit card applicants are: having a fixed job, stable income, 18 years old or above. However, if you want to apply for a higher credit card, it requires cardholders to have higher income and higher stability in their work units.

In addition, the credit information of the cardholder will also affect the credit limit of the credit card. If your credit information is tainted, you may encounter a zero credit card or even refuse to apply.

2. The economic status of the cardholder

The applicant's financial condition is the main factor to determine the credit card limit. Applicants who have a house, a car and a deposit in their name will definitely get a higher credit line than those who only meet the basic conditions.