"Alibun Mushroom" is an independent financial payment platform. Many friends ask whether this software is safe or not? Is it safe to use a credit card? This is self-evident. First of all, I would like to state that Alibaba Cungu is an independent financial payment platform. It is safe and reliable. It is born out of the application of new trends in wireless payment. Of course, if it is acquired by Jack Ma’s father in the future, it will not be impossible. It's possible. The reason why many people choose to use credit cards is because it is safe, has low rates, and can save money. Let’s follow me to learn about this magical tool.
Regarding security issues:
Our platform is an aggregate POS payment system and has been operating stably for 2 years. It is one of the earliest platforms in China to develop a cardless payment system. The platform has long-term cooperation with central bank-authorized payment companies such as WeChat, Alipay, and UnionPay Express.
After the user swipes the card, the payment company (referring to the channel for swiping the card, such as WeChat, Alipay, UnionPay Quick Payment Company) transmits the merchant’s fund settlement data package to the clearing structure (such as China Minsheng Bank or UnionPay Clearing System Or the clearing system of the payment company), the clearing agency completes the settlement processing and directly clears the funds to the savings card on the APP bound to the user. User funds are very safe and secure. This is called Yiqingji (one liquidation). Many friends are afraid of this and that problem in our company. In fact, you still don’t understand the real process of swiping a card. The company only provides an entrance. The settlement and funds do not go through the company. They are all paid through a payment company authorized by the central bank. It is absolutely safe. , now you can use it with confidence!
How can it be proven safe:
The user makes a small amount and after the funds are received, he can log in to his bank APP to check the bank to which he has received the funds. You can check the card flow or account entry details. The funds for the just transaction were settled by the bank or UnionPay, or the payment company's customer reserve account clearing and transfer. If a third-party company or Fujian Fulian Company clears the transfer to the user, the company name will definitely be displayed. Therefore, users can perform one operation themselves to verify the above issues.
How to use:
Step 1: Scan the QR code
Step 2: Register an account with your mobile phone number
Step 3 : Download the Alibaba Cungu APP
Step 4: Complete information
Step 5: Real-name authentication, bind payment account
Step 6: Use and promote
Why is the rate of Ali Cun Mushrooms so low?
1. Why does Ali Cungu have low rates?
1. Our platform is an online payment POS and a mobile Internet payment, not an offline physical POS machine. There are two types of The products cannot be compared, and the rates and costs cannot be compared. Just like airplanes and buses, they are both means of transportation, but the cost is definitely different.
2. The mobile Internet industry is developing rapidly in today's society, and the development of mobile Internet and mobile Internet payment are indispensable and very important promoters. With mobile payment, the Internet industry chain will be more complete and the development of the mobile Internet can be better promoted. In order to encourage merchants to switch from the habit of using physical POS machines to using mobile Internet payment products, the charging rates of mobile Internet payment products will naturally be lower than the rates of physical POS machines. For example, the Shanghai Pudong Development Bank's credit card will send you a red envelope after you make an online purchase. This is because the bank is popularizing mobile Internet payment products. Offline physical POS machines require hardware equipment, consume a lot of resources, are cumbersome for merchants to use, and have high equipment costs.
2. Are the funds on the platform safe?
Theory:
Our platform is an aggregate POS payment system and has been operating stably for nearly 2 years. One of the earliest platforms in China to develop a cardless payment system. The platform has long-term cooperation with central bank-authorized payment companies such as WeChat, Alipay, and UnionPay Express.
Since the company does not have a payment license (we are an aggregate payment product and do not involve fund settlement, so we do not need a payment license. This aspect has been discussed in previous articles), we cannot perform bank card acquiring processing (bank card transactions Data processing) and settlement of merchant funds. Therefore, the company must cooperate with the above-mentioned payment companies authorized by the central bank, and they will help the merchants on the platform with bank card transaction data processing and fund settlement.
After the user swipes the card, the payment company (referring to the channel for swiping the card, such as WeChat, Alipay, UnionPay Express and other payment companies) transmits the merchant's fund settlement data package to the clearing agency (such as China Minsheng Bank or UnionPay Clearing system or payment company's clearing system), the clearing agency completes the settlement processing and directly clears the funds to the savings card bound to the user's APP. User funds are very safe and secure. This is also called Yiqingji (one liquidation).
Test the above theory in practice:
After the user swipes a small amount and the funds arrive, he can log in to his bank APP to view the credit card flow or account details. You can view, The funds for the just transaction are settled by the bank or UnionPay, or transferred from the customer reserve account of a certain payment company. If a third-party company or Fujian Fulian Company clears the transfer to the user, the company name will definitely be displayed. Therefore, users can perform one operation themselves to verify the above issues.
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"Alibun Mushroom" Credit Card Cash Out Tutorial