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My Bank of Communications credit card has been reduced from 12000 to 2000. Why? How can I restore the original?
The possible reasons for the decrease of Bank of Communications credit card from 12000 to 2000 are as follows:

Failing to repay the card on schedule after overdraft;

The card has been withdrawn;

This card is not often used.

The solution is as follows:

You can call the bank of communications credit card manual service to inquire about the situation.

Supplementary explanation:

Withdrawal:

The abbreviation of cash withdrawal generally refers to the exchange of cash benefits by illegal or false means;

Mostly used for credit card cashing, provident fund cashing, securities cashing, etc.

According to Liang Gao's Interpretation on Several Issues Concerning the Specific Application of Laws in Handling Criminal Cases of Impairment of Credit Card Management, cashing refers to the direct payment of cash to credit card holders through fictitious transactions, false pricing and cash return. , in violation of state regulations.

In the merchant risk management rules of UnionPay card acquirer of China UnionPay, the definition of cashing behavior is: the merchant colludes with bad cardholders or other third parties, or the merchant takes cash by fictitious transaction.