Each bank takes different time to process and review credit cards. Some people would rather apply for small loan products instead because banks’ approval is slower. So how long does it take for a CCB credit card application to be approved?
How long does it take for a CCB credit card application to be approved?
The channels for users to apply for a CCB credit card are different, so the credit card approval time is also different. Same, the details are as follows:
1. If the user applies for a credit card at a bank counter, the review time will be about 20 working days. On the official website of China Construction Bank Credit Card, if you apply online and apply for a credit card for the first time, without verifying the online banking shield, the application can be approved in about ten working days at the fastest. If the online banking shield is verified, it will be available within five working days at the earliest;
2. If the user applies for a credit card in mobile banking, the approval time is 1 to 2 weeks. During the credit card approval period, users can check the credit card approval speed on the official website of China Construction Bank Credit Card. After the credit card is approved, the bank will send it to the user by mail within three working days. After purchasing the mail, it will notify the user by SMS. Generally, the user can receive the credit card in about ten days.
How to check the credit limit of CCB credit card
1. Telephone inquiry: Call CCB’s credit card service hotline, follow the voice prompts for identity verification and then check the total credit limit;
< p>2. Online banking inquiry: Log in to personal online banking through the official website of China Construction Bank, and you can check the credit limit in the credit card inquiry;3. Mobile APP inquiry: Log in to the CCB mobile app, select the credit card option, and you can view the credit card credit limit status;
4. Public account query: Follow the official public account of China Construction Bank Credit Card. After verifying your identity, you can also check the total credit card limit;
5. ATM machine query: The user puts the credit card You can check the total credit limit by inserting it into the ATM machine.
The above is the relevant analysis of how long it takes to apply for a China Construction Bank credit card. I hope it will be helpful to everyone.