Currently, banks do not have fixed restrictions on the academic qualifications of card applicants, which means that those with low academic qualifications may not be able to apply for a credit card. As long as the applicant meets the age requirements (over 18 years old), has a stable job and certain financial security, he or she can apply for a credit card. The bank will conduct a comprehensive score on the card applicant in accordance with the bank's issuance standards, and the card will be issued if the standards are met.

Of course, if you only use your academic qualifications to apply for a credit card, it is unlikely that you will be approved. You need to provide at least one proof of financial resources. Generally, useful supporting documents for applying for a credit card include:

1. Proof of identity: ID card, military personnel need to provide a copy of their military ID;

2. Work certificate: original work certificate issued by the unit (That is, having a fixed job);

3. Proof of financial resources: bank salary records, income tax withholding certificates, or proof of houses, cars, deposits, etc. (that is, having a certain financial foundation). Other documents include: social security list, water and gas bills, credit card bills from other banks, etc. for the past 6 months.