To apply for a credit card, you must provide proof of work income, and the punch card salary can only be used as an auxiliary reference.

Credit card application conditions:

1. Copy of the identity certificate of the main card applicant. Please provide a copy of resident ID card for domestic people. (Accept 18 to 60 years old domestic people and 25 to 60 years old foreigners to apply for MasterCard);

2. A copy of the identity certificate of the supplementary card applicant. Please provide a copy of resident ID card for domestic people. (accepting/kloc-people over 0/8 years old to apply for supplementary cards);

3. Foreigners' passports or Hong Kong and Macao residents' passes to and from the mainland, copies of Hong Kong and Macao compatriots' home visits or mainland travel permit for taiwan residents, and copies of residence or temporary residence permits in China;

4. Work certification documents, such as: copy of work permit, original work certificate issued by the work unit, copy of professional title, copy of professional qualification certificate, etc. ;

5. Proof of financial resources: such as payroll records issued by the bank, original income certificate issued by the unit, income tax withholding certificate, self-owned real estate license, self-owned car driving license, copy of time deposit certificate of China Merchants Bank and other materials.

Extended data

The process of processing credit cards

1. Prepare the application materials,

2. After the materials are ready, you can apply to the bank or make an appointment online.

3. Then wait for the approval of the bank. During the approval process, the bank will call the applicant to verify the information.

4. After the approval, the bank will mail the card to the applicant and get the card about 3 weeks after successfully submitting the information.

Baidu encyclopedia-credit card