Bank of Communications credit card (debit card) charges credit card (debit card) bill amount ≥ 1500, and there is no special consumption purpose. Generally, it can be staged. If you can't do it in stages, it will happen several times in a row, which means that you are likely to be subject to bank risk control. In other words, you have become the key monitoring object of Bank of Communications, and the card is in a semi-locked state. If there is no standard card, it is easy to be blocked.

Of course, it is not impossible to remove the risk control of banks. The prerequisite is that you should standardize the use of cards and form a good habit of swiping credit cards (debit cards). You can swipe your credit card (debit card) in the following ways:

1, try to swipe your card (debit card) during normal business hours, such as 9: 00 am to 9: 00 pm, and no later than10;

2. The cooperative merchants in Bank of Communications spend more credit cards (debit cards), which can not only accumulate points, but also make Bank of Communications earn some money;

3. Participate in activities launched by Bank of Communications, such as the fifth phase of the Red Star;

4. Diversified consumption, increasing the diversity of credit card (debit card) consumption, and not spending a lot of money on the same business;

The monthly consumption limit of credit card (debit card) should be maintained at about 50% of the total amount as far as possible, not too much.