The main function of a credit card is overdraft consumption and does not bear the function of deposit and savings. The money deposited does not calculate interest, so it is useless to deposit excess funds into the credit card. A friend accidentally deposited too much money into his credit card and didn’t know if he could transfer it out. Can he transfer the extra money from his credit card? Let’s find out together!
I have extra money from my credit card. Can the money be transferred out?
Yes, the excess money in the credit card can be transferred out through the card issuing bank’s mobile banking, online banking, branch counters, ATM machines, customer service hotlines and other channels. Generally, it needs to be transferred to the card issuing bank. In a savings account opened in my name.
1 Through the overflow deposit transfer/cash transfer function of the card issuer’s mobile banking and online banking, transfer the excess funds to a savings account under your name opened at the card issuer;
p>2 Transfer the excess funds to the savings account under your name opened at the card issuing bank through the card issuing bank's outlet counter or ATM machine;
3 Directly call the card issuing bank's customer service hotline to transfer Manual customer service, with the help of customer service, transfer the excess money to the savings account in your name.
This is the answer to the question: Can I transfer excess money saved on a credit card? I hope it will be helpful to you.