Is Kaniu Credit Card Manager reliable?
It is quite reliable.
Kaniu Credit Card Manager has thus become the only product in the credit card management APP category that has passed the dual heavyweight financial security certifications of CFCC (Software Center of the People's Bank of China) and CFCA (China Financial Certification Center). Kaniu Credit Card Manager’s rigorous product underlying functional logic and strict data interaction security mechanism.
Kanniu has been widely regarded by the industry as the safest product in the credit card management APP category. KaNiu has launched a daily billing function. Shorten the time span for users to receive bills from 30 days of monthly bills to 1 day of daily bills. The launch of this feature effectively solves the problem that iPhone users cannot manage credit card consumption in a timely manner using traditional credit card management applications.
Kaniu Credit Card Manager has more than 20 million users and more than 600,000 daily active users. In less than a year, it has grown into the application with the largest user base in this category. Kaniu Credit Card Manager is already a mature product. After users have sorted out card consumption through the credit card management APP and achieved timely control, their demand for financial management is also evolving in depth.
KaNiu currently mainly provides two categories of services: consumption analysis and card usage assistant. In addition to the running details of current consumption, current repayment and total monthly consumption, the consumption analysis also features that each consumption can be automatically classified into daily necessities, catering and other accounting items to output consumption reports, so you can do it without doing bookkeeping. You can clearly see the proportion of each type of expenditure.
How long does it usually take for Kanniu credit card application to be approved?
If you apply for a China Merchants Bank credit card through the counter, it usually takes 10 working days from the time the review department receives your application information to the time the credit card review is completed. After passing the review, we will make a card for you within 2 working days, and then send it to you by registered mail according to the billing address. Generally, the sending time of registered mail is within 15 days. If you register via online/mobile appointment, our bank requires 7 working days for the preliminary review. If the preliminary review is passed, there are two situations: 1. The specialist will contact you by phone within 4 working days to arrange on-site card application, 2. Send a text message Here, you can go to any China Merchants Bank branch with your ID card for an interview within 30 days/60 days.
If it fails, you will be notified via text message. If you are applying for a second card, after submitting the application directly online, you can usually check the application progress within 5 working days. We recommend that you pay attention to the follow-up inquiry.
Is borrowing money from KaNiu credit card reliable?
It is not reliable. KaNiu is a serious scam. Once you borrow money, your money will be deducted as soon as it is transferred. What guarantee is there? I planned to borrow 4,500 to try it out. When I called 4,500, more than 700 was deducted directly, and then the interest for 45,003 months was more than 180. You can calculate the total amount by yourself. Inexplicable protection plan!
That’s it for the introduction of Kanniu credit card.