Easy credit card limit can only be used for special installment consumption, not for overdraft withdrawal or transfer.
Extended data:
Characteristics of Easy Loan Credit Card
(1) The scope of application is "wide"
It can be used by 50 thousand merchants all over the country. The types of merchants include electrical stores, large department stores, luxury goods and jewelry crafts, travel agencies, education and training, automobile 4S stores, home stores and so on. , fully meet the consumer demand of customers!
(2) The preferential margin is "large"
The annual fee is exempted for up to three years, and the benchmark loan interest rate is implemented by installment, which is better than the existing installment market charge level and reduces the customer's expenses.
(3) tailored "quasi"
ICBC grants the consumption quota in advance according to the proportion of the total wages paid by customers within the ICBC years. The amount is intuitive and can be enjoyed after issuing the card.
(4) the transaction process is "fast"
Purchase goods above 600 yuan by swiping the card at the merchants designated by ICBC, and sign the receipt printed by the special POS to confirm that the installment payment can be completed in real time.
(5) The staging plan is "excellent"
The number of issues is selected by the customer, and one month is one issue, which can be arbitrarily selected within 24 issues, up to 36 issues at the longest. Flexible staging, the amount and time are decided by the customer!
(6) Select "Multiple" repayment.
Business outlets, self-service terminals, online banking, telephone banking, mobile banking and other repayment channels for customers to choose from. Customers can also specify an account for automatic repayment. At the same time, Easy Credit Card is directly related to the customer's salary account in ICBC, giving customers more freedom to choose repayment!
As long as customers have payroll service in China Industrial and Commercial Bank of China and have a good credit status, they can apply for easy credit cards at the business outlets of China Industrial and Commercial Bank of China and online banking.
Industrial and Commercial Bank of China-Intelligent Customer Service-Introduction of ICBC Easy Loan Credit Card
China Industrial and Commercial Bank-Credit Card-Card World-Easy Loan Credit Card