Not necessarily,

This mainly depends on your repayment ability.

If you have enough certificates,

This is easy to remove from the card,

If the evidence is insufficient,

May not be able to get down or the quota is low,

So you should pay close attention to the dynamics of the card.

You can check the handling status online.

Generally, it starts when you submit the application materials for handling the card.

Wait about 20-40 days.

After the credit card center receives the credit card application materials from various cities, it takes 15 days to review and put on record. Secondly, business card printing, because the value of business card printing equipment.

It is expensive, so it is basically produced by credit card centers of domestic banks. This process usually takes two days. The last step is to send the card to the cardholder by registered mail, which usually takes 7.

Days-15 days. Counting the possible delays between various links, it is normal to get the card in 40 days.

Do a credit card; Have a reference; Get such a card, okay? The same thing mainly depends on the actual conditions of the applicant.

First, there are two main conditions for applying for a credit card:

1. Age requirement: 18-60 years old;

2. Have a stable job and income source.

Second, the materials and certificates that need to be provided when handling:

1. Domestic residents only need to provide: a completed and signed application form, identification documents, residence documents and income documents;

2. Foreigners and Hong Kong, Macao and Taiwan people also need to provide: a foreigner's residence permit (the reason for residence must be employment) or a foreigner/Hong Kong, Macao and Taiwan people's employment permit;

3. If it is a private owner, in addition to the above information, a copy of the industrial and commercial business license showing the name of the applicant, the name of the enterprise and the opening date shall also be provided.

3. If you want to apply for a credit card with a large amount, you need to provide proof materials with good economic strength, such as a copy of real estate license and automobile driving license; Bank borrower (good credit, no more than 60 days overdue) or copy of deposit certificate, etc.

Four. Handling method:

1, bank counter application;

2. Credit card application in official website;

3. Apply to the bank credit card salesman;

4. You can apply on WeChat;

If the bank informs you that you don't want to go, how to apply for a credit card? If you don't want to go, you won't apply for approval. Face-to-face interview is one of the procedures for banks to apply for credit cards. See the requirements for applying for a credit card:

1. Age requirement: the age is between 18 and 65;

2. Income and asset requirements: have a stable occupation and income;

3. Credit and ability requirements: good credit and the ability to repay the principal and interest on time;

4. Have full capacity for civil conduct;

5. Provide the originals of various certificates.

If I went to the counter of Kunlun Bank to apply for a credit card, would the bank issue a credit card at that time? Credit cards are not issued on the spot.

It usually takes two weeks for a credit card to be collected, approved, successfully processed and delivered to me.

Some banks have complicated procedures for accepting credit cards, and it may even take several months from handling the cards to collecting them.

How many times will the bank inform you of the consequences of overdue credit card repayment? Unless it is not returned, it will not be prosecuted within the time limit. In fact, the bank can't help it, but about 5 times overdue will affect your credit. The People's Bank of China has a record and cannot lend. It is best not to be overdue.

If someone takes my bank card, can I get a credit card? It is out of the question. In addition to bank cards, you need other things to apply for a credit card:

1. You can apply for a credit card by providing proof of work and salary;

2. The credit line is approved according to your salary and assets;

3. After you get the credit card, you can use it for overdraft;

4. It is recommended to apply for ICBC Peony Gold Card, with low installment fee, minimum repayment with interest, maximum interest-free for 56 days, and free deposit in different places;

You can apply for a credit card. The estimated maximum credit line is 65,438+0,000 yuan.

Credit card application conditions:

1, age18; 2. Hold a valid ID card; 3. No bad credit record; 4. Have a fixed work certificate; 5 proof of income stamped with the financial seal of the unit; 6. Other financial certificates, such as real estate, automobiles, stocks and bonds. ; 7. Social endowment insurance certificate; 8. Provide two contacts.

The first three conditions must be met, and trying to provide 4-7 proof materials will improve the success rate and credit limit of card processing. It is best to apply for a credit card at a bank outlet, and there will be a phone call after the approval.

Is it better to find a card clerk or go to the bank to apply for a credit card? Of course, it's better to go to the bank.

Can I apply for Shanghai Bank Credit Card with Ping An Bank Credit Card? As long as the conditions are met, the counter handling process is as follows:

1. Go to the bank outlet where the credit card is handled, or find the staff of the credit card center of the local bank and fill out the credit card application form. The contents of the application form generally include the applicant's name, basic information, economic status or income source, guarantor and its basic information;

2. Submit copies of certain certificates and vouchers to the issuing bank;

3. After the contents of the application form are truthfully filled in, relevant credit certificates shall be submitted at the same time as the application form is filled in;

The application form is accompanied by a credit card contract. The applicant authorizes the issuing bank or relevant departments to investigate the relevant information, and submit the information authenticity statement and the privacy protection policy of the issuing bank. , and must have his signature;

5. The credit card processing process is basically completed, waiting for the issuance of credit cards.

How can I verify that the credit card is genuine? Hello, to apply for China Merchants Bank credit card, you can dial 4008205555 and select 3# 1-3 credit card to apply for manual service verification.

If you have any questions about other CMB credit cards, please search for "4008205555" among QQ corporate friends and add "CMB Credit Card Center" as your friend; Or search for "cmb4008205555" on WeChat, and pay attention to "China Merchants Bank Credit Card Center" for consultation. Thank you for your attention and support to China Merchants Bank!

If I deposit 6,543,805,000 yuan in the bank, can the bank give me a credit card with 6,543,800,000 yuan? If I have a large deposit in the bank, or personal property such as real estate, I can apply for a credit card in a bank with a deposit.

1. Credit card application conditions:

1, age18;

2. Hold a valid ID card;

3. No bad credit record;

4. Have a fixed work certificate;

5 proof of income stamped with the financial seal of the unit;

6. Other financial certificates, such as real estate, automobiles, stocks and bonds. ;

7. Social endowment insurance certificate.

II. The materials that must be submitted for handling a credit card are:

1, credit card application form (available in the bank window);

2. Original and photocopy of the ID card (you can take the original to the bank for copying);

3. Work certificate and income certificate (required to be stamped by the unit);

4. Non-local accounts also need to provide proof of residence files;

5. Individuals should also provide the following materials: a verified business license or tax registration certificate, which proves that they have been operating for more than two years; Business premises contract or ownership certificate (i.e. real estate license).