;?Credit cards are easy to use and repayment cannot be ignored. If you accidentally cause an overdue payment, you will be in big trouble. However, many cardholders have reported that they clearly repaid the loan on time, so why is it still overdue? It's a bit strange to say this. What are the circumstances that will cause our repayment to be successful or not to be repaid on time? Let me explain it to you here.

1. The card limit is ***enjoyable with the credit card limit of the same bank, but the repayments must be separated. If all the money is paid back to one credit card, another The card will be overdue.

2. Holiday repayment Although there are no requirements for bank repayment time, if you repay during holidays, you may encounter changes in the bank's settlement time, and your payment may be delayed.

3. Inter-bank repayment If you use inter-bank transfer repayment, and the amount is large, due to the different processing time of the two banks, it may cause the arrival time to be delayed, resulting in overdue payment.

4. Refund ≠ Repayment If there is a refund for consumption using a credit card, the refund after the bill date cannot be deducted from the repayment amount of the current month, and the repayment needs to be based on the amount on the bill. .

5. Temporary credit limit repayment If you apply for a credit card temporary credit limit, it needs to be paid off in one go when it is due. Minimum repayment or partial repayment is not supported, otherwise it will cause overdue payment.