But it is more troublesome for friends who have difficulty in handling cards, such as small credit cards or three people. Amao will recommend some easy-to-download cards (such as youth cards of some banks, which can be downloaded without any conditions according to academic qualifications) to ensure the success rate!
Next, Amao will recommend to everyone: 5 very good credit cards, many card friends have tried, and three white households can be below!
0 1 China Merchants Bank Youth Card
This card is a credit card product specially launched by China Merchants Bank for young customers under the age of 30. The threshold is quite low, especially for fresh graduates. Moreover, China Merchants Bank has never been stingy, and the initial quota is also ok. It is said that the number of undergraduate graduates is about 1.8 million, and the number of graduate graduates can reach 1.8 million.
Equity: withdrawal amount 100%, and the first withdrawal every month is free of handling fee; Generous card opening ceremony, new residents give alpine suitcases or Pentium electric razors in full by swiping their cards; Enjoy double points in the birthday month, with a maximum of 2000 points per month, and the points will be valid forever.
Bank of communications Y-Power credit card
Bank of Communications Y-Power Credit Card and China Merchants Bank Young Card are a set of benchmark products with very similar rights and interests. Bank of Communications Y-Power Credit Card is only suitable for young customers under the age of 30, and the application threshold is not high.
The advantage of Bank of Communications credit card is that it can participate in the classic preferential activities of Bank of Communications, the most famous of which is the "Red Star Five" activity. Every Friday, you can swipe your Bank of Communications card at a designated merchant. A single transaction is full of 98 yuan and meets the standard conditions. You can enjoy 5% of the transaction amount by swiping your card or dining red envelope, which is very awesome.
Equity: domestic RMB cash withdrawal, the handling fee is as low as 5 yuan/transaction, and the cash withdrawal amount is as high as100% of the credit card amount; New households successfully apply for cards in designated channels, and enjoy 50 yuan credit card payment; Rmb consumption is accumulated per yuan 1 minute, and foreign currency consumption is accumulated by 7 points per yuan.
03 CITIC Bank IOUs Joint Card
The co-branded cards jointly launched by China CITIC Bank and JD.COM Baitiao are mainly JD.COM Baitiao in terms of natural rights and interests. The best thing is that there is an interest-free period of 80 days, a white note has an interest-free period of 30 days, and a credit card has an interest-free period of 50 days, which adds up to 80 days.
I have to mention that the preferential activities of CITIC Bank have always been very powerful. Classic activities such as "9-share redemption" (Starbucks and Haagen-Dazs can be redeemed. Only 9 credit card points) and "Enjoy watching movies in 9 yuan" (only eligible people can watch movies in 9 yuan) are very popular among young users.
Rights and interests: the maximum interest-free period is 80 days; The points are steel shovel, 1 arrival of steel shovel 1 yuan in cash; Network transaction metering point; New customers can redeem Samsonite backpack by swiping the card for 399 yuan within 60 days after opening the card; If the flight is delayed for 4 hours, you can get the highest flight delay insurance of 1000 yuan.
Minsheng bank card
Minsheng bank credit card is currently in the stage of vigorous promotion. If you want to apply, it is generally easy to get a card.
And the initial amount given by people's livelihood is usually relatively high, so this card is more practical. Because it is a vigorous promotion stage, the card ceremony is also very rich.
Rights and interests: Alipay and Tenpay pay pay points; Grab Starbucks in card exclusive 1 points; It is free to withdraw cash through the counter of Minsheng Bank and the self-service equipment of Minsheng Bank.
05 Shanghai Pudong Development Bank Youth Credit Card
This card is a high-quota tide card specially made by Shanghai Pudong Development Bank for young people, which is convenient for fresh graduates to apply. In the past two years, Pufa has been in the limelight, issuing many new types of cards and offering more and more preferential activities. Wool has many activities.
Therefore, it is not too much to say that Pudong Credit Card is the "new favorite" of young people. In addition, Shanghai Pudong Development Bank is the first bank to realize unconditional annual fee exemption for ordinary credit cards, isn't it great?
Rights and interests: the number of places is strong; Enjoy double points for qualified consumption on a specific day; New customers can enjoy a 30% discount rate for cash installment for a limited time.