1. online banking: after logging in to China Merchants Bank official website, select "installment financing → cash installment → installment application" for processing.
2. Mobile banking: After logging into the personal account of mobile banking, select "My → All → Credit Card → Cash Credit → I want cash → Cash installment application".
3. Manual processing: Call the credit card customer service hotline of China Merchants Bank, and the cardholder will handle the cash installment after inputting the correct personal information.