First, CITIC Bank is a well-known commercial bank in China, and CITIC Bank's credit card is also one of the most distributed cards in China, especially the two cards, Dream of Dreams and New Express, which are very popular among cardholders. However, CITIC Bank's credit card generally defaults to two fixed amount adjustment opportunities a year and four temporary amount adjustment opportunities a year. Moreover, it is very difficult to raise the fixed amount of CITIC Bank's credit card. After six months of hard work, CITIC Bank received a text message to raise the temporary amount. Therefore, CITIC Bank was dubbed "the iron cock".
second, bank withdrawals are all approved by staff according to rules and regulations, and they don't always look at the staff's mood. Mr. Li of Shanghai holds several credit cards of CITIC Bank, with a cash flow of 12, yuan and a dream-fulfilling fund of 8, yuan.
Credit card withdrawal method of CITIC Bank
1. SMS withdrawal: cardholders edit "LT+ 4 digits after credit card number+6 digits after ID card number" to 169895558;
2. Telephone withdrawal: Card users call 48895558-enter the number and press #-Manual service-Other business-withdrawal;
3. WeChat official account's withdrawal: enter CITIC Bank's credit card, click "Handle Card" in the menu bar, and select "I want to apply for cash installment with a fixed amount";
4. official website's withdrawal: browser: computer: macbookpro mos14 opens google version 92..4515.131, enters CITIC Bank's credit card official website, and selects "loan installment", which is similar to WeChat official account's withdrawal method.
Third, the credit card withdrawal of CITIC Bank
1. Binding fast payment
CITIC and China Merchants Bank credit cards have bonus points for cardholders to bind Alipay and WeChat fast payment. CITIC also jointly launched a "naughty card" with Alipay and Taobao. Once, a CITIC card friend paid online shopping only through Alipay after getting off the card, and the amount was raised from 13, to 7, in six months! At present, the credit card centers of various banks are vigorously promoting "card-free payment", and the commonly used software such as WeChat, Alipay, JD.COM and Meituan is bound to the bank card for fast payment, which can greatly improve the impression of bank staff ~
2. Frequent card swiping+diversified consumption < P > More card swiping and more consumption are the necessary points for each credit card to increase the amount. More pos machines of entertainment, catering, tourism, shopping malls and other businesses are swiped every month.
3. Financial management+installment
The risk control mechanism of CITIC Bank is second only to that of Bank of Communications, but there is one method that can effectively help cardholders avoid touching risk control, that is installment+financial management. At least once every six months, try to choose large bills in installments, which can be divided into three installments. Too much handling fee is too high. The cardholder's purchase of the bank's wealth management products is an important proof of the asset strength. Even if there is no deposit to buy wealth management, it is possible to invest in P2P wealth management from time to time through the credit card withdrawal business, and it is the same nature to handle the installment.