1. Different consumption methods: With a credit card, you can deposit money and then consume, or you can consume within a certain period and then repay, while ordinary bank cards can only deposit money and then consume.

2. Different expiration dates: Debit cards have no expiration date, but credit cards do. The expiration date of a credit card is usually under the card number. Its standard format is the month in the front and the year in the back.

3. The appearance is different. The credit card will display the card number, the user's English name or Pinyin name, and the expiration date. A general bank card has the card number, name of the issuing bank, and photo printed on the front, and a black magnetic strip, white signature strip, and instructions on the back.

4. The application conditions are different: when applying for a credit card, the bank will review the customer's information, such as work, income, credit record, etc., while when applying for a bank card, you only need to show your ID card. Can.

Will my bank card be stolen if I lose it?

If your bank card is lost, there is a risk of it being stolen. Although the bank card has a six-digit PIN, once it is lost, it must be reported as lost in time, otherwise property losses may occur. If it is a credit card, because some credit cards require a signature, the possibility of being stolen is very high, so whether it is a credit card or a bank card, you must report the loss in time.