1, work certificate and income certificate. You need to go to the bank to get this certificate application form, and then fill in some basic information yourself, and then give it to the work unit with official seal and then hand it over to the bank.

2. Social security payment certificate. Social security payment certificate is a good proof of job stability, and the success rate of applying for social security card will be improved.

3. Proof of deposit. If there is a bank deposit, the applicant can issue a deposit certificate in the bank and then apply for a credit card from the deposit bank, which will improve the success rate of card handling.

4. Vehicle driving license. If you apply for the owner's credit card, you also need to provide the vehicle driving license.

5. Real estate license. Now, if you want to apply for a large credit card, you can use the real estate license as proof of property.

The main characteristics of credit cards

1. Cash deposit in advance is not allowed. You can enjoy an interest-free repayment period and can repay in installments (minimum repayment amount). Join VISA, MasterCard, JCB and other international credit card organizations, which are universal.

2. It is one of the fastest developing financial services, and it can replace the traditional cash circulation in a certain range.

3. It has both payment and credit functions. Cardholders can use it to buy goods or enjoy services, and they can also use credit cards to obtain certain loans from card issuers.

It is a high-tech product integrating financial business and computer technology.

5. It can reduce the use of cash currency.

6, can provide settlement services, convenient shopping and consumption, enhance the sense of security.

7. It can simplify the collection procedure and save social labor.

8. It can promote commodity sales and social demand.

Credit card consumption is a non-cash transaction payment method, which does not need to pay cash when spending, and repays on the bill date.

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.

College students' credit card function

1. Remittance in different places is free: parents can withdraw money locally by depositing cash in different places without paying any handling fee.

2. Cumulative points for consumption: With credit card consumption, you can accumulate points of the corresponding issuing bank, and the points can be exchanged for goods. The specific accumulation rules and convertible goods vary from issuing bank to issuing bank.

3. Establish a credit record: A good credit record is convenient for handling housing loans or other consumer loans in the future.

4. Pay after spending: After spending by credit card, the bank will collect the money after 20~50 days, and will not pay any interest or fees during this period.

5. Installment shopping: You can apply for credit card installment payment when you buy your favorite computer and other big items, and the term ranges from March to 24th.

What information do I need to provide to apply for a credit card?

You need to provide your real name information and materials that can prove your repayment ability.

When handling a credit card, users must provide their real name information, and sometimes they need to provide their salary card and work permit or work permit to prove their income level. Banks will also query users' personal credit information. If there is a record of frequent application for online loan or credit card in the user's personal credit information, the user will not be able to apply for credit card normally.

Information required for credit card processing:

1. Work certificate stamped with the official seal of the company: Work certificate should generally include name, full name of the company, position and annual salary. Some banks have a fixed work certificate format, just go to the bank to fill in and stamp it; The labor contract stamped with the official seal of the company can also be used as application materials, and its value is equivalent to the work certificate.

Second, the payroll card is running smoothly: since the payroll card printed at the counter has the business seal of the bank, but it is not printed on the self-service machine, it is recommended to print it at the counter.

3. Work permit or work permit: In order to prevent fraud, the work permit with photos and official seal of the unit has the value as application materials; The certificate of special type of work also has a similar proof function.

Certificate of deposit: If you have a deposit in the bank, you can issue a certificate of deposit. Proof of deposit is a good proof material, which is very helpful for credit card application. If the bank where the deposit is made is a credit card issuing bank, the success rate of card approval can be greatly improved.

Verb (abbreviation of verb) financial management certificate: With the development of bank financial management, many bank credit card applications can now use financial management certificates as application materials. Before applying for a credit card, you can use your spare money to go to the bank to buy a wealth management, which can not only add a weighty application material, but also gain income through wealth management, killing two birds with one stone.

Credit card processing flow:

1. Fill in the credit card application form at the bank, and submit personal certificates and other application materials. The application form should include all information such as income and position.

2. Wait for the approval of the bank. In the credit card review stage, users can go to the bank official website to check the progress of credit card application.

3. The credit card will be sent to you by express after the bank has approved it. If the audit fails, you will also receive information from the bank.

What information do I need to apply for a credit card?

1. Valid ID card, work certificate or income certificate, purchase of real estate or vehicle in one's own name (optional), social security (optional) and good personal credit are the materials to be submitted when handling credit cards at the bank counter. Now is the Internet age. We can go to the front desk of the bank and talk to the front desk, or fill in the home phone number of a friend you know. The landline can handle it by itself. In fact, some banks will pay a return visit to the landline. Now most banks don't ask by phone.

Two, to apply for a credit card, you need to prepare the following materials:

1, work certificate and income certificate. This certification application form needs to be taken out from the bank, and then some basic information should be filled in by yourself, and then it should be submitted to the work unit with the official seal and then to the bank.

2. Social security payment certificate. Social security payment certificate is a good proof of job stability, and the success rate of social security card application will be improved. Certificate of deposit. If there is a bank deposit, the credit card applicant can issue a deposit certificate in the bank and then apply for a credit card from the deposit bank, which can improve the success rate of applying for a credit card.

3. Vehicle permit. If you apply for an owner's credit card, you also need to provide a motor vehicle driver's license.

4. Real estate license. If you want to apply for a large credit card, you can use the real estate license as the real estate license.

1, if you have a credit card. Holders of other banks' credit cards can use other banks' credit cards as additional materials to apply for credit cards as long as they have been used normally for more than 3 months.

2. The main feature of credit card is that cash deposit is not encouraged, and payment is made after consumption. Enjoy the interest-free repayment period, which can be repaid in installments (minimum repayment amount). The main card and other international credit card organizations are universal. This is one of the fastest growing financial businesses today. It is an electronic currency that can replace the traditional cash flow to some extent.

It has two functions: payment and credit. Cardholders can use credit cards to buy goods or enjoy services, and they can also get certain loans from card issuing companies. It is a high-tech product integrating financial business and computer technology. Can reduce the use of cash currency. It can provide settlement services, facilitate shopping and consumption, and enhance the sense of security. It can simplify the collection procedure and save social labor. Can promote commodity sales and social needs.

4. Credit card function for college students, free remittance in different places: parents can save money in non-local areas and withdraw money locally without paying any handling fees. Consumption points: When using a credit card, you can accumulate points of the corresponding card issuer. Points can be exchanged for goods. The specific accumulation rules and convertible goods vary from issuer to issuer. Establish a credit record: a good credit record is conducive to handling housing loans or other things in the future.

This is the end of the introduction of how to check the credit card application materials and how to check the credit card application materials. I wonder if you have found the information you need?