The evaluation criteria mainly include regional factors, such as residential areas, traffic conditions, surrounding environment, supporting facilities, future development prospects, environmental pollution, etc. There is also the house's own factors, mainly including building age, floor, orientation, apartment type, house decoration, ventilation and lighting, property type, gas status, housing allocation rate and so on. Of course, market factors and psychological factors are also very important.
Need to evaluate the property.
1, the price of second-hand houses is obviously too low.
Buying a second-hand house needs to pay certain taxes and fees, which are closely related to the property price. When the real estate management department thinks that the house price is obviously lower than the real estate value, and both parties to the transaction are unwilling to adjust, it will entrust a professional appraisal institution with certain qualifications to evaluate the traded second-hand house, and take the evaluated price as the basis for paying taxes and fees.
Both buyers and sellers think it is necessary.
Under normal circumstances, buyers and sellers can determine the transaction price by themselves. However, if one or both parties have no idea about the transaction price of second-hand houses, and don't believe the quotation of the other party or the evaluation of intermediary agencies, they can entrust a qualified evaluation firm to make an evaluation, and then determine the transaction price of both parties with reference to the evaluation price.
Step 3 Apply for a mortgage loan
When the mortgagor applies to the bank for mortgage loan with collateral as repayment guarantee, the bank needs to evaluate the real estate to determine the guarantee value of the collateral. Some borrowers confirm the value of their real estate, determine the amount of loans they may get, and entrust an evaluation agency to evaluate the value of their real estate in advance.
4. Real estate disputes.
When there is a real estate dispute between the two parties to the transaction, one or both parties or an arbitration institution or a court may entrust a professional appraisal institution to appraise the disputed real estate involved in the dispute case, so as to provide reference for resolving the dispute through agreement, mediation, arbitration and litigation.