Just bring the credit card that needs to be canceled and your ID card, and go to the bank counter to withdraw the money. You have to go to the counter and cannot take it out in any other way.
Generally, if you mistakenly repay the money to a canceled card number during credit card repayment, the repayment will not be successful. The money will be automatically returned to the payer's account, and you can repay it later.
Credit card repayments usually arrive within 1 day. Moreover, some banks also stipulate that you must go to the province or even the city where the address registered on the ID card is located before you can withdraw it.
Extended information:
Credit card repayment methods
1. Credit card repayment inter-bank transfer
Inter-bank transfer/remittance repayment is mainly divided into There are two ways: cross-bank in the same city and cross-bank in different places. Regardless of the method of transfer or remittance, the remittance bank will charge a certain fee. At the same time, the time it takes for the money to arrive and the convenience of repayment are not as good as intra-peer repayment, online repayment, convenience store repayment and other methods.
2. Credit card repayment counter pass
Counter pass refers to the bank cards issued by various networked financial institutions, which can be used through the counters of other bank branches registered in the UnionPay Exchange Center host system. , conduct RMB current deposit and withdrawal transactions.
3. Credit card repayment via Lakala
Cardholders can complete credit card repayment, mobile phone recharge, and online payment through convenience stores, bank outlets, or purchase "Lakala" equipment terminals. Bill payment and other services.
4. Credit card repayment Xinpaytong
The "Xinpaytong" smart card swiping phone is independently developed by China UnionPay, certified by the Bank Card Testing Center, and exchanged by China UnionPay inter-bank information The network offers innovative electronic products supported by financial services.
5. Credit Card Repayment Pass
Use the "Repayment Pass" to make repayments. The fees are generally based on the intra-city inter-bank transfer and long-distance inter-bank transfer fees stipulated by the local People's Bank of China. Charge.
6. Smart repayment of credit card repayment
The new industry, its main function is to use the balance of about 5% in the card to automatically cycle consumption and repayment to achieve the purpose of full repayment. A certain handling fee is charged, and the basic functions include bill management, local payment, free card application, etc.
Baidu Encyclopedia-Credit Card Repayment