No, according to the official website of Bank of Ningbo, you need to present academic certificates and professional qualification certificates during interviews at Bank of Ningbo, which is a necessary condition for employment. Therefore, you cannot join Bank of Ningbo without dual certificates. Bank of Ningbo Co., Ltd., established on April 10, 1997, is a joint-stock commercial bank with independent legal personality. The company's registered capital is RMB 6.6 billion.