Hello, if you are using a China Merchants Bank credit card, you don’t need to use it after opening the card. However, the credit card has an annual fee. The annual fee for the China Merchants Bank credit card is RMB 100 per year for ordinary cards and RMB 300 for gold cards. yuan/year. The annual fee is charged once a year. If you apply for 2 cards or additional cards at the same time, the annual fee for the second card or additional card will be 1/2 of the first card. The annual fee is calculated from the issuance date of your card (the validity period under the credit card number, the previous date is the issuance date), not the calendar year.

If you successfully apply for a China Merchants Bank credit card (unlimited card/platinum card/business card/ANA co-branded card/VISA MINI card/MSN MINI card/VOGUE titanium card/HELLOKITTY fan gold card/MISS KITTY perfume credit card Except), the first-year annual fee will be waived or waived by China Merchants Bank credit card or partners who advance payment for you. Within a full year of validity of your card (from the date of card issuance, not a natural year), you make 6 purchases with a single card (the amount and form do not matter). (limited), the annual fee for the card for the following year will be waived. And until the new annual fee discount policy changes are notified, this discount will be valid for a long time.