An annual fee will be charged because you are changing the card, not getting a new card, and the card is automatically opened by default.

The credit limit is zero, which means it is a quasi-credit card, not a standard credit card. The annual fee should be 50 yuan.

Method: Swipe your card ---> Make repayments 5 times with no limit each time, and the annual fee will be waived. Or you can be exempted if you spend a total of 5,000 yuan on your card.

After this processing is completed, log out immediately if you do not want to keep it.