To apply for a large credit card, applicants must be able to provide proof of financial resources. Proof of financial resources includes deposits and other financial assets, at least 200,000 yuan, proof of real estate in your own name and proof of car driving license.

For large credit cards, the choice of bank credit card does not matter. What matters is whether your property certificate complies with the regulations of the bank. Generally speaking, property certificates include: real estate, cars, financial products, etc. in the personal name. Taking Minsheng Bank as an example, its large-deposit credit cards are divided into: Diamond Card (starting limit is 200,000), Deluxe Platinum Card (starting is 80,000), and Standard Platinum Card (starting is 40,000).

If you provide real estate under your personal name, the required conditions are: the standard platinum card requires the real estate value to be more than 800,000, the deluxe platinum card requires more than 1.6 million, and the diamond card requires more than 3.2 million. However, the bank did not accept the vehicle title certificate. China Guangfa Bank and China Merchants Bank accept vehicle-related certificates.