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Why can credit card cancellation be deducted?
Why can credit card cancellation be deducted?

There are three possibilities for canceling credit cards and fees:

1, the cancellation will not take effect immediately, maybe there is something wrong with the working day processing;

2. The backstage staff did not cancel this card;

3. False information sent by criminals.

Treatment method:

1. Contact the bank to which the credit card belongs;

2. Contact the credit card center to verify the relevant situation;

3. Log in to the online bank to check personal account.

How to reissue the lost credit card?

1. Loss reporting: First, you need to report the loss of a credit card. Call the issuing bank's customer service hotline and ask the customer service to report the loss. They will ask us to provide ID number and name for verification.

2. Reissue: After we report the loss successfully, we can go through the formalities of reissuing at the business outlets of the card-issuing banks nearby. Fill in the application for loss reporting, check my identity documents, and pay the loss reporting fee and the loss reporting replacement fee.

3. Pick up the card: After the business card printing is successful, we can choose to pick up the card at the outlet, or we can explain in advance that we will pick up the card by mail.

4. Activation: The reissued credit card can only be used after activation, and the transaction password and inquiry password need to be reset. After the new card is activated, it will inherit the transaction records of the original card. Usually, the billing date and repayment date will not change, so normal use is enough.

What is the case that the bank card is stolen?

There are generally two kinds of bank card theft, fake card theft transaction and online theft transaction. Fake credit card transaction means that someone forges a bank card and then uses this forged bank card for transaction, consumption or cash withdrawal. Online credit card transaction means that someone steals and uses the online transaction identification information and transaction verification information of the cardholder's bank card to conduct online transactions, thus reducing the money of his bank card.

How to protect rights after stealing brushes?

The Supreme Law promulgated the "Provisions on Several Issues Concerning the Trial of Civil Disputes over Bank Cards", clearly stating that the stolen bank cards can claim compensation from banks. This means that the cardholder's bank card is stolen, and there is no need to bear the consequences. Not all stolen brushes can claim compensation from the bank. After the stolen brush occurs, the cardholder needs to save the evidence and then give evidence. The cardholder needs to confirm that the bank card is in his own hand and has not been lost or stolen; In addition, you need to prove that the transaction is not done by yourself. If there is no monitoring, you can prove that you were not here when the transaction happened. Then the court will judge whether it was stolen or not according to the relevant evidence, and whether the bank should pay.