Bank of China’s all-currency international chip card is the most cost-effective for overseas shopping.

1. Supports all currencies, with no annual fee for life. Bank of China has a good reputation overseas, and the probability of credit card orders being canceled will be lower.

2. Double points for overseas consumption, and the points are permanently valid. If you can get a platinum card, you will get 5% cash back on overseas sales (a single transaction of over 200 US dollars is required, and the monthly consumption cash rebate cap for each card is 500 US dollars)!

3. Equipped with emv chip, its importance will be shown when foreign POS machines do not support magnetic stripes.

4. RMB is deposited into the account, repayment is automatic, and the exchange rate is quite reasonable.

5. The cards are of first-class quality.

6. Four-way forwarding, 50% off freight and value-added service fees, and you can also get coupons worth 100 yuan for the first two times (from now until January 31, 2015).

This card can not only be used for overseas shopping, but also convenient for shopping at duty-free shops when traveling overseas with an emv chip, and it is free for life. It is recommended that students who have the conditions must apply for a platinum card. The 5% cash back is still very enjoyable.

However, this card also has shortcomings, because it is a single-channel visa or master card, it does not support UnionPay POS machines, and you cannot use Alipay to repay. Repayment needs to be linked to a Bank of China debit card or go to the bank counter.

Bank of China official introduction page:/bcservice/bc1/201306/t20130609_2307142.html