The cost performance is relatively high.
1. First of all, this credit card has many preferential activities.
2. Credit card loan interest is relatively cheaper.
Is it necessary to upgrade Industrial Bank Gold Card to Bai Rui Platinum Industrial Bank Platinum Credit Card?
This is necessary. The amount of platinum card will be relatively higher, but the annual fee will be higher. In addition, the cardholder who successfully applies for the Bairui Gold Card for the first time can reduce the annual fee for the first year if the transaction amount reaches RMB 3,000 or its equivalent currency (converted from USD 65,438 +0: 7 to RMB) within 60 days. If the cumulative installment amount reaches 5000 yuan within one year. You can waive the annual fee for the following year or deduct it with 30,000 points.
How does Industrial Bank Bai Rui Gold Card waive the annual fee?
Cardholders who successfully apply for Bai Rui Gold Card for the first time can be exempted from paying the annual fee for the first year if they trade at least 2000 yuan or its equivalent currency within 60 days.
If the accumulated installment amount of Swiss Platinum Credit Card holders reaches 5,000 yuan within one year, the annual fee for the following year can be reduced or exempted; If this condition is not met, the annual fee for the following year can be automatically waived if the balance of points reaches 30,000 points on the day of annual fee collection.
The transaction types involved in the activities include general consumption, cash advance and various installment payment services, excluding various expenses and interest; The date of transaction statistics is based on the actual transaction time recorded by the bank credit card system.
Extended data:
During 2019101October1-20191February 3 1, in the name of Industrial Bank Bai Rui Credit Card, you can enjoy the VIP service of domestic flights departing from domestic designated airports.
During 20 19, 1, 0: 00 -20 19, 12, 3 1, and 24: 00, pay 80% of all public transportation expenses or travel expenses including my own or spouse's and minor children's fares (.
If you take the corresponding public transport as a passenger, you can get accident insurance and happy travel insurance protection for the public transport you took at that time, with the maximum insured amount of100000 yuan.