Social security cards are savings cards, not credit cards

Social security cards are jointly issued by the Ministry of Social Security, the Ministry of Human Resources and banks, and are used for labor security and social security services. , a debit card with financial functions. A social security card has both a social security account and a financial account. The specific functions are:

1. The social security card can be used for insurance registration, account inquiry, and benefit application. The current social security card is integrated with the employment certificate card and can also be used to apply for unemployment. Register and enjoy employment services. In some cross-provincial services such as the transfer of social security relationships and the certification of benefit qualifications, social security cards are also required.

2. The financial function of the social security card is to allow deposits, withdrawals, transfers, and consumption. It is actually a bank savings card. In addition, pensions, unemployment benefits, work-related injury benefits, and employment subsidies are distributed to the social security card. Yes, you can also use your social security card to get it, which simplifies the application procedures. There are also many places that distribute subsidy funds that benefit farmers and people to the social security cards of corresponding groups, which is efficient and convenient, and can also avoid false claims.

3. The social security card can be used for reimbursement for medical treatment. It has the function of a medical insurance card. When seeing a doctor, you need to use the social security card for settlement and reimbursement. This is what everyone usually calls a "medical insurance card."

4. Social security cards are now used in more and more places for people’s livelihood. Many cities have begun to promote the establishment of a one-card service model with social security cards as the carrier, which means that citizens can use social security cards. Use the card to take buses, borrow books, etc. to realize smart city card-related services.

The social security card is a unified national standard. The social security number is the citizen ID number, which carries social security business and financial business. It is a savings card. After all, credit card applications require certain conditions. Specifically, adults need to be over 18 years old. They also need to provide financial certificates to prove their ability to repay, and they need to have a stable job and source of income. You need to have good credit and no bad records.

Legal Basis

Measures for the Administration of Social Security Cards of the People's Republic of China

Article 5 Provincial human resources and social security departments or prefecture-level municipalities The Human Resources and Social Security Department may issue social security cards with the approval of the Ministry of Human Resources and Social Security. No other agency or organization may issue social security cards.

Article 6 The areas that issue social security cards (hereinafter referred to as card-issuing areas) should establish standardized human resources and social security business processes, with strong comprehensive coordination among various businesses to ensure that social security cards effective application. At the same time, the following technical conditions should also be met:

(1) Establish a business management system, database and information network suitable for card use to provide back-end support for social security card applications;

(2) Have the technical strength to support the management and application of social security cards, including personnel, equipment, etc., and be able to quickly complete the system layout of social security card applications;

(3) Formulate a standardized and feasible implementation plan, Including application design plans, cost solutions, information collection plans and specific issuance plans;

(4) Establish a scientific and complete social security card issuance and management system and clear internal control procedures, and formulate emergency response Plans for emergencies;

(5) Other conditions specified by the Ministry of Human Resources and Social Security.