bank cards are adopted, such as GSC16183-HiCoC67, and this GSC is a general standard made by credit cards, and the number of GSC+ is the general standard in the industry, while HiCo stands for strong magnetism, followed by the number of magnetic code or strength code.
Extended information:
Under normal circumstances, bank cards are divided into credit cards and debit cards according to whether credit lines are granted to cardholders. In addition, bank cards can be divided into:
1. According to different information carriers, they can be divided into magnetic stripe cards and chip cards.
2. According to whether the issuer is in China, it is divided into domestic cards and overseas cards.
3. It can be divided into personal cards and corporate cards according to different issuers.
4. According to different account currencies, it is divided into RMB cards, foreign currency cards and dual-currency cards.
debit cards are divided into transfer cards, special cards and stored-value cards according to different functions. Debit cards cannot be overdrawn. The transfer card has the functions of transfer, cash deposit and withdrawal and consumption.
a special card is a debit card used in a specific area and for special purposes (which refers to purposes other than department stores, restaurants and entertainment industries). It has the functions of transferring money and depositing and withdrawing cash. Stored value card is a prepaid wallet debit card in which the bank transfers funds to the card for storage according to the cardholder's requirements, and directly deducts money from the card during the transaction.
〔debitcard〕 can be used for online or POS consumption or ATM transfer and withdrawal, and cannot be overdrawn. Interest is paid on the amount in the card according to the demand deposit. When spending or withdrawing money, the funds are directly drawn from the savings account. Debit cards generally require a password (PIN) when used. Debit cards can be divided into ordinary cards, gold cards and platinum cards according to their grades; According to the scope of use, it can be divided into domestic cards and international cards.
Precautions:
1. When entering the password, be careful to cover it with your hands. If there is any abnormality in the password protection cover and card entry protection slot of the ATM, do not use it for safety reasons, and inform the bank immediately.
2. In order to prevent fake ATMs, customers should try to choose self-service banks with obvious signs and use ATMs under the video surveillance of banks.
3. It is best to store the bank card and ID card separately. Don't lend the bank card to others, and don't disclose the card number and password of the bank card at will.
4. When spending by credit card, don't leave the bank card out of sight. Pay attention to the number of times the cashier swipes the card. When you get the purchase slip and the card, check whether the amount on the purchase slip is correct and whether it is your own card.
5. Open SMS service, keep track of account changes at any time, and call the bank to report the loss once abnormal transactions are found.
6. If you suspect that the funds have been stolen, you should immediately call the customer service phone of the bank and report the loss of the bank card account in time.
Reference: Baidu Encyclopedia-Bank Card