Yes. 1. Generally speaking, credit cards can be withdrawn, and the amount withdrawn is 50% of the credit card amount, but it is not absolute. If the amount is too small, you can only withdraw a small part because the credit card withdrawal fee is too expensive, and there is a handling fee of 3 yuan, even if the withdrawal amount is 30 yuan. We also need to charge you 30 yuan, plus the daily cash withdrawal amount of 5 yuan. If it is not an emergency, it is not recommended to use CITIC credit card to withdraw cash. Cash withdrawal at the counter of CITIC Bank outlets: CITIC Bank credit card holders can withdraw cash at any CITIC Bank branch with valid identity documents. Cash withdrawals at business locations.

2. There is no interest-free period for withdrawing cash with a credit card, and handling fees are also charged. It is recommended that you do not put money on your credit card. The cash withdrawal amount of CITIC Bank credit card depends on the actual situation of your card, and is generally 30% of your credit card limit. The daily withdrawal amount for each card in China shall not exceed 2,000 yuan. The daily overseas withdrawal amount of each card shall not exceed 1,000 US dollars, and the monthly cumulative withdrawal amount shall not exceed 5,000 US dollars. You can use CITIC Bank credit cards to withdraw cash, including cash withdrawals within the limit and excess cash withdrawals. Different handling fees are charged for both.

3. CITIC Bank credit cards can be withdrawn at bank counters, UnionPay teller machines, etc. You can bring your credit card to any branch of CITIC Bank and withdraw cash with your valid ID and credit card transaction password. You can withdraw cash from other banks at the counters of banks in the same UnionPay system, or you can choose overseas counters with corresponding logos (including UnionPay, VISA, mastercard, JCB, Express, etc.). When using UnionPay ATMs to withdraw cash, you can only withdraw credit limit. If the credit limit is 100,000 yuan, the maximum withdrawal can only be 50,000 yuan. Interbank handling fees are waived when withdrawing money from CITIC Bank ATMs.

In addition to Hong Kong, Macau and Taiwan, there are many countries outside the China UnionPay system that are not popular. For so much cash, go to the international card organization channel. It depends on whether you have an international card. The distinction between international cards is easy to see. Check whether credit cards other than UnionPay have a Visa or MasterCard logo.