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I have never applied for a credit card before. What should I do if I want to get one now?

Hello, if you are going to apply for a China Merchants Bank credit card, the most important conditions are that you are 18-60 years old, have a stable job and income, and the necessary application documents are a copy of your identity certificate and a work certification document. If you can provide other supporting documents of financial resources, it will be more helpful for us to understand your personal situation and determine your credit limit.

Detailed application information is as follows: 1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back sides is required), military personnel need to provide a copy of the military ID; 2. Proof of employment : It can be the original work certificate issued by the unit where you work (please indicate the specific company name, department, position and income, and stamp it with the company seal or personnel seal), or the original work certificate\plate that has been verified by the promoter and marked Copy; 3. Proof of financial resources: It can be salary records issued by banks, or income tax withholding certificates, or documents proving the market value of houses, cars, deposits and investments (such as copies of real estate certificates/car driving licenses/bank time deposit certificates), etc. Information that proves your financial ability. Other documents available for reference include: social security personal account list in the past six months, water and gas bills, credit card bills from other banks, etc.

If you have never held a credit card from our bank, you can apply in the following 3 ways:

1. Please log in to the credit card website/ and select "Apply for Credit Card" - "New Customer" "Quick Application", click "Apply Now" in front of the corresponding credit card, fill in the simple appointment information online, and wait for the bank's review. If approved, a specialist will come to serve you. If you want to apply in this way, please first confirm whether our bank can provide free appointment door-to-door service in your area (the results will be displayed after selecting the province/city/district);

2. Please bring your Please go to any branch of China Merchants Bank in person to apply for the original identity certificate, work certificate and financial support documents.

3. You can also call the customer service hotline 4008205555, select "3#" in the voice to apply for credit card consultation, and then select "1" to transfer the service specialist to register you and notify us of the local work Personnel will contact you to confirm your application. Please note that credit card issuance will be subject to final review results.

If you have any other questions, you can call 4008205555 for detailed consultation at any time. Thank you very much for your attention and support to China Merchants Bank!