The maximum loan amount a bank can grant to a customer or business for a certain period of time. The total personal credit limit of Shanghai Pudong Development Credit Card refers to the maximum loan limit granted by the bank to a customer or enterprise within a certain period. The bank will determine the total credit limit based on the customer's age, working hours, social security payment, salary income, car loan, housing loan and held Based on factors such as the usage of credit card limits, the customer is comprehensively judged to obtain the total personal credit limit.