1. If the account has outstanding loans, it does not meet the conditions for applying for loans.

2. The application conditions must be at least 18 years old and have a credit card bill. You can't apply for a loan if you can't meet the requirements.

3. If you have not passed the real-name authentication, check whether your account has passed the real-name authentication. If not, you can't apply.

4, the operator's real-name authentication, mobile phone number must be handled with their own ID number.

If you apply too many times and operate too frequently this month, you will be refused the loan application.

6. The credit record should be good and not overdue, and the credit card should be normal.

7. There is too little personal information, too little social information and data, which is risky. Even if there is a quota, you can't borrow money.

Extended data

Matters needing attention in applying for a loan:

1. To apply for a loan online, you must have a detailed understanding of the loan website. Don't pay any symbolic fees before you get the money, so as not to be taken in by the swindlers.

2. To apply for unsecured loans online, under normal circumstances, the lending bank or lending institution requires the borrower to have a complete identity certificate; Bank salary for more than half a year; And good personal credit, otherwise any lending institution has no reason to believe you.

There is no such thing as a free lunch. In the face of small online advertisements and fake loan websites, we must resist the temptation and be cautious.

Baidu encyclopedia-online loan