What you want to ask is why Industrial Bank’s credit card limit has been continuously reduced? Not used for a long time or not returned after the due date.

1. In the case of overdue repayment, the bank will consider that the user does not have sufficient repayment ability.

2. Thereby reducing the credit card limit. The cardholder's credit card swiping status is abnormal, and the bank's risk control believes that there is a cash-out behavior, resulting in a reduction in the credit card limit.

3. The credit card account is abnormal and there is a risk of being swiped. The bank will reduce the credit card limit to reduce losses.

The Industrial Bank Credit Card Center was established in July 2004. It is an organization directly affiliated with the head office headquartered in Shanghai and is fully responsible for the operation and management of the Industrial Bank's credit card business.