With the improvement of the convenience of social networks, everyone no longer needs to carry cash when going out. A mobile phone can solve everything. Do you need to pay? WeChat, Alipay, scan the QR code to complete payment in one minute. What should I do if there is no money in WeChat or Alipay? It doesn't matter, there are various small loans, credit cards, Huabei, you can choose from. I'm not afraid that you won't repay, I'm just afraid that you won't borrow. In line with the international consumption concept, consuming first and repaying later has become the choice of many young people today. The following protagonist used the loopholes in her credit card to steal 23 million yuan. But was she held accountable later?
Like many Chinese international students, Li Jiaxin - she is just one of the ordinary credit card users. She has no more financial income and relies on credit card purchases every month. , spend this month and pay back on time next month. But during an ordinary consumption, she unexpectedly discovered that her credit card seemed to have no limit. She felt strange, but she did not dare to swipe the card too wantonly for the time being. After all, she was still afraid of having to pay back. She initially made small and medium-sized purchases and found that Nothing seems to be wrong, and slowly I start to buy what I want with confidence and boldness, no matter how much the price is. I buy bags and cars, eat, drink and have fun. I am so happy, but the good times don't last long, and what is supposed to come will still come.
Between 2014 and 2015, in just 11 months, Li Jiaxin spent nearly more than 4.6 million euros (more than 23 million yuan), and it was not until April 2015 that the bank realized this loophole. Also deactivate their account immediately. In May 2016, Li Jiaxin was arrested and charged with dishonestly obtaining financial benefits, fraud and other crimes. At this point, everyone must have thought that in the following plot, the protagonist will definitely fall into jail. However, what is surprising is that when Li Jiaxin appeared in court for the first time, the judge expressed doubts about the case and said that she may not have It was illegal. Li Jiaxin also argued that she thought it was a huge amount of money transferred to her by her parents. In view of the fact that the main responsibility lies with the bank itself and various evidences are unreasonable, Australian prosecutors dropped all charges against Li Jiaxin a year and a half later, and she successfully returned to Malaysia to reunite with her family.
After this case that caused a sensation across Australia, I believe that all banks will be more alert than before and treat their account management systems more carefully. After all, no one wants to be the second one. The protagonist of "Bank Loophole Case", and Westpac Bank, which suffered heavy losses in this case, can only accept the decision of the police and prosecutors, but they said that they will not give up here and will use all possible means to recover the losses, such as Use civil litigation, etc.
After netizens learned about this result, they all exclaimed, how lucky they are! It is simply an unexpected windfall gifted by God. Of course, many people feel sorry for the bank's loss. Some people also say, will this international student adapt to the life without this "lucky" credit card in the future? What kind of mentality will she use to live? Well, after all, the concept of consumption has been redefined, and it will take a lot of time to overcome it to accept the original self.