Conditions for applying for a credit card:

1, at least 18, but not more than 65 years old;

2. Have a good credit record;

3. Applicants may apply for no more than two supplementary cards for their spouses or relatives with full capacity for civil conduct.

Credit card application materials:

1. Identity information: copy of resident ID card or military officer's card;

2. Proof of work and income;

3. Other financial certificates: such as a copy of the real estate license, a copy of the automobile driving license, a copy of the deposit certificate, etc.

Credit card application process:

1, fill in the application form;

2. The information of the bank itself and a copy of the information;

3. The bank sends it to the credit card center;

4. The credit card center conducts audit, business card printing and card issuance;

After getting the card, I will open it and wait for the password letter.

Extended data

Minimum repayment amount

Main card annual fee: Puka UnionPay card annual fee, 40 yuan Gold Card UnionPay card annual fee and 80 yuan annual fee.

Annual fee-free policy: annual fee-free in the first year, and annual fee-free in the following year if you swipe your card six times. The annual fee of MasterCard Titanium Card is charged according to 480 yuan in the first year. From the first year, the annual credit card consumption reaches 80,000 yuan, and the annual fee for the following six months can be exempted.

Cash advance limit: 50% of the credit limit.

Interest-free period: 20 to 50 days.

Consumption verification method: signature+password

Revolving credit interest (daily interest): 0.05% interest is charged every day, with a minimum charge of 1 yuan.

Consumption SMS notification fee: 300 yuan and above are free, and SMS notification function is required in 300 yuan and below. The fee is 3 yuan per month.

Baidu Encyclopedia-Guangfa Credit Card