Credit cards can deposit money, but when you want to take it out, you will need a lot of handling fees, so it is not recommended to use credit cards as savings cards.

can China merchants bank credit card deposit money in? is there a handling fee if the money is withdrawn?

you can deposit as much money as you want.

it's just that the money you save is first used for repayment.

if there is no overdraft, then use it as the balance to pay the bill due next month or you can withdraw it.

just, hunger now requires a handling fee, but it doesn't require interest.

can China merchants bank credit card deposit money in other banks?

Bank cards of China Merchants Bank cannot be deposited in other banks' deposit machines or business hall counters, and only cash can be brought to other banks' business hall counters for cross-bank remittance without cards.

can I save money with China merchants bank credit card?

I can save money, but there is no interest.

when the amount deposited in the credit card exceeds all the debts under the account, the extra amount is called "overpayment", which will be automatically deducted from the credit card consumption.

the cardholder can also call the credit card service hotline of our bank and get back the overpayment by transferring money to the debit card in his name. The account name and ID number of the debit card used must be the same as that of the credit card, and the US dollar overpayment is only collected by China Merchants Bank Card.

way to get it back: call the credit card service hotline, verify your identity, and press 9 to transfer it to the customer service specialist.

handling fee for recovery of overpayment: .5% of the recovery amount, with a minimum of RMB or USD 1 in 5 yuan and a maximum of RMB or USD 1 in 5 yuan.

note: if the overpayment is withdrawn through the cash advance channel, the cash advance fee will be charged.

Can China Merchants Bank's credit card repayment be deposited directly?

Hello, if you use China Merchants Bank's credit card, you can repay it through our automatic repayment machine or counter. There are many repayment methods in our bank, and the repayment methods and the time limit for receipt are different in each city. Please log on to the credit card website for details. Please log on to the credit card website in cc.cmbchina/CusService/Repayment.aspx. At present, there are five choices: online repayment, automatic repayment, telephone repayment, bank branch repayment and convenience branch repayment.

China Merchants Credit Card is not enough to buy apples. Can I deposit money?

Yes. If you can't apply for installment due to insufficient quota, it is suggested to adopt the following methods: (1) apply for raising the fixed quota; (2) For the insufficient amount, the installment transaction is completed by depositing the corresponding amount of money (that is, overpayment installment); This needs to be applied manually. (3) Pay part of the money to the merchants in cash or other ways to reduce the amount of installment payment; (4) Call to apply for bill installment after one-time payment, but the corresponding handling fee is required for bill installment. Whether the application is passed or not shall be subject to the comprehensive evaluation result of our bank.

can China merchants bank deposit money with its credit card?

You can save money.

But generally don't save money on a credit card because:

First, there is no interest;

An implicit card (debit card) can be associated with a credit card,

that is, the arrears on the credit card will be automatically deducted from the savings card.

Can I deposit money with a credit card?

China Merchants Bank can deposit money with a credit card, but interest is not calculated. It is recommended to deposit the money in a savings card.

China Merchants Credit Card has been deposited in excess. Is there a handling fee for taking it out?

whoever is wrong about that, the handling fee of China Merchants Bank's credit card withdrawal is 1%, with the lowest 1 yuan (the first withdrawal fee for student Ka Chuanyue is free). It's the same whether you overdraw it or deposit it yourself.

1 is exactly 1 yuan. If you are in a hurry to use it, the handling fee is actually not much. If you are not in a hurry, just swipe it off and pay back 1 yuan less next time.

Can you deposit money in your credit card?

Credit card is a personal financial product of "consumption first and repayment later". In order to meet the temporary high consumption demand, you can deposit money into the credit card, but the deposit in the credit card does not bear interest. If you withdraw cash directly, it will be regarded as cash advance, and you need to pay the handling fee for cash advance. It is suggested that you can keep the overpaid funds for the next repayment.