Shopping in Taobao is very convenient. It's equivalent to the bank paying you in advance. Just remember to pay back the credit card money on time. It is best to use the debit card of the same bank for automatic repayment. So even if you forget, as long as the amount on the debit card is enough, you will automatically transfer the money back.
After applying for Alipay, log in to the online bank of the bank directly through the link. There is a drop-down menu in the payment column. Remember to choose a credit card instead of a debit card. After selecting, you need your login password. You can set up one for your credit card by phone or at the bank counter in advance. Then you need the last three digits on the back of the credit card and the expiration date. After you input as required, the credit card will withdraw money accordingly. In this way, I went to Alipay and the shopping was successful!
Agricultural Bank of China should be similar to China Construction Bank. You can call customer service to ask.
Oh, I almost forgot to mention that there must be points. I checked online banking.