What credit card can I apply for if I have more debts?
Ping An Bank
The applicant for the main card is between 20 and 65 years old, and the applicant for the auxiliary card is 14-65 years old. In addition, new users need to provide credit card applications, resident identity cards within the validity period, work certificates and other information. At the same time, the applicant's personal credit information needs to be kept good and the debt ratio should not be too high.
China Citic Bank
The main card applicant 18-65 years old, and the auxiliary card applicant 16-75 years old. A natural person with full capacity for civil conduct can apply for a credit card of CITIC Bank, and the requirements are not high. In addition, although the credit card limit of CITIC Bank is not very high, the withdrawal limit is relatively fast, as long as the cardholder uses the credit card as soon as possible to maintain a good credit status.
Everbright Bank
Everbright Bank has a low credit card approval threshold. As long as the applicant's credit status is good, it can basically pass, and the credit card limit is relatively high. Most credit cards of China Everbright Bank can reach 10000 yuan.
China Merchants Bank
China Merchants Bank's credit card issuance volume is second only to that of Industrial and Commercial Bank of China, and the threshold for credit card application is not high. Basically, as long as there is no problem with personal credit information and there is a stable job and income, it can be approved.
A suitable credit card has low threshold, high efficiency, high quota and high approval rate. The credit card entrances of major banks are:
Minsheng bank's credit card is easy to handle and the amount is very high. There is no annual fee for applying for this card. The credit card of China Everbright Bank is free. Fast passing, simple filling and high passing rate. It is easy to handle all kinds of credit cards of CITIC Bank and all kinds of rights of this card. China Merchants Bank credit card can borrow cash in advance anywhere, and new users can spend a sum at will. JD.COM svip will be sent to apply for interest-free installment payment of this card. Application for repayment of this card in 8 yuan: Guangfa Bank JD.COM Supermarket Co-branded Card enjoys 1 Purchase supermarket gifts, free of annual fee. In the first year, I applied for Ping An Bank's standard credit card online shopping, and the new household 60 yuan made a reduction package to apply for this card. Shanghai Pudong Development Bank Credit Card Shanghai Pudong Platinum Card, Jay Chou Theme, China Qitan Theme, etc. The maximum amount of credit card-extension card series of CITIC Bank can reach 65,438+10,000. You can enjoy a 50% discount on food application without annual fee. JD.COM PLUS Co-branded Card of Shanghai Pudong Development Bank is the first time to apply for a Plus annual card, free of annual fee, and you can spend six times to apply for the card for free next year. The credit card approval rate of the above major banks is good, so you can pay attention to it.