Is Ping An Bank's credit card good

1. Good; Ping An Insurance Credit Card is the only credit card with an insurance number in China, which includes all-round, high-value accident insurance for land, sea and air and indoor gas, so you can enjoy safety when you travel at home.

2. Ping An Bank Credit Card is the first credit card launched after Shenzhen Commercial Bank and Ping An Bank merged and renamed as Shenzhen Ping An Bank. Besides the basic functions of credit consumption and cash advance, Ping An Bank also has many special functions, providing cardholders with all-round security protection covering "safe consumption, safe home and safe travel".

1. Application conditions

1. Ping An Bank Credit Card Any natural person who has reached the age of 18, has full capacity for civil conduct, has a stable and legal source of income, and has a good reputation, can apply to the card issuer for a personal credit card master card with his valid identity certificate and other documents required by the card issuer.

2. The main cardholder of Ping An Bank Credit Card can apply for supplementary cards for other qualified natural persons. The cardholder of the main card shall be fully liable for the debts incurred under the main card and the supplementary card. Supplementary card holders shall be jointly and severally liable for the debts incurred under the main card and supplementary card.

2. Credit limit

1. Credit card limit inquiry of Ping An Bank: You can inquire about the credit card limit of Ping An Bank through the customer service hotline, and know the credit card account arrears, current available limit and other information anytime and anywhere.

2. Temporary credit limit adjustment of Ping An Bank's credit card: When using Ping An Bank's credit card, if it is found that the approved credit limit is not enough, you can call the 24-hour customer service hotline to apply for temporary credit limit increase. The increased temporary credit card limit of Ping An Bank will automatically restore the original limit after the validity period.

3. Long-term credit card limit adjustment of Ping An Bank: You can submit the latest financial income certificate to any branch of Ping An Bank and apply for it. Ping An Bank will review it according to its past card use history and repayment record, and adjust your credit card limit for the cardholder after passing the review.

III. Cost information

1. Over-limit fee: 5% of the over-limit part is charged, and there is no minimum or maximum limit;

2. Late payment fee: 5% of the unpaid part of the minimum repayment amount, and the minimum charge is RMB 2 yuan;

3. Peer withdrawal fee: 2.5% of the transaction amount, and the minimum fee is 25 yuan;

4. Inter-bank cash withdrawal fee: 2.5% of the transaction amount, and the minimum fee is 25 yuan;

5. Handling fee for recovery of overpayment by peers: .5% of the transaction amount, and the lowest RMB fee is 5 yuan;

6. Handling fee for recovery of inter-bank overpayment: .5% of the transaction amount, and the lowest RMB fee is 5 yuan;

7. 15 yuan for card replacement due to damage or degaussing;

8. Courier fee (optional) 2 yuan;

9. Handling fee for reissued statement: RMB 1 yuan will be charged every month after the third installment is free;

1. 6 yuan for the loss of lost cards;

11. The handling fee for resetting the password letter is 2 yuan;

12. Read the domestic purchase order 2 yuan.

how about ping an credit card?

There are advantages and disadvantages. Depending on individual needs, what suits you is the best.

Advantages and disadvantages of Ping An Bank's credit card:

1. Benefits: Most cards are insured, and the attached insurance market value is much cheaper than the annual fee of the card. Ping An has strict control and many activities, which is actually very good for customers. Flexible quota, full protection of consumption losses 72 hours before loss reporting, etc.

2. Disadvantages: fewer Ping An outlets, expensive annual fees, troublesome repayment, and troublesome cancellation. Ping An Bank Credit Card is the first credit card launched after the merger of Shenzhen Commercial Bank and Ping An Bank and its name changed to Shenzhen Ping An Bank. Besides the basic functions of credit consumption and cash advance, Ping An Bank also has many special functions. Currently, the card types that are applied for by cardholders are as follows:

1. Elite Platinum Card: annual fee: main card 6 yuan, supplementary card 48 yuan. From November 16, 217, the annual fee for the first year is 8,8 yuan for the nuclear card within 3 natural months, which can be reduced (the main and supplementary cards are the same). The annual fee policy for the next year is that the main card is brushed over 12, yuan (the supplementary card is brushed over 1, yuan), and the annual fee for the next year can be exempted.

The rights and interests are as follows:

a.2-hour flight delay will be compensated to 8 yuan/time

b.66 yuan will provide domestic airport shuttle service

C.1 million global comprehensive traffic accident insurance

D.4 million vehicle accident insurance

2. Owner's card: annual fee: Ping An Bank owner's credit card, and the annual fee is 2 yuan/year, which is spent in the first year. Activation will generate an annual fee for the first year, which will not be reduced.

The rights and interests are as follows:

A. Accident insurance for up to 1.1 million vehicles

B. Road rescue within 3 kilometers

C. 88% discount for refueling

3. Annual fee for standard card: Jinka 3 yuan/year; Puka 1 yuan/year; Supplementary card 15 yuan/year; Puka supplementary card 5 yuan/year. The main card is free of annual fee in the first year, swiping the card 6 times a year, regardless of the amount, and can automatically reduce the annual fee for the next year, and so on; Supplementary cards are free of annual fees.

The rights and interests are as follows:

A. You can get a high amount of all-round traffic accident insurance every year from the day after the first swipe

B. The cardholder of the main card can get a high amount of gas user accident insurance every year

Ping An Bank is an important member of China Ping An Group and an important part of the comprehensive financial service platform of China Ping An Group. As a cross-regional joint-stock commercial bank, Ping An Bank has a registered capital of RMB 5.461 billion and total assets of over RMB 13 billion. Its head office is located in Shenzhen, and its outlets are currently located in Shenzhen, Shanghai, Fuzhou, Quanzhou, Xiamen and Hangzhou.

how about ping an bank's credit card?

Ping An Bank's credit card is still good. It not only has a good credit line, but also has many practical benefits for different card types. There are also many credit card cooperative merchants in Ping An Bank, and some preferential activities are launched from time to time. Of course, Ping An Bank has a wide distribution of outlets and convenient repayment methods.

There are certain age requirements for applying for Ping An Bank credit card. The age for applying for Ping An Bank credit card must meet the requirements of over 18 years old and under 6 years old. If foreigners apply for Ping An Bank credit card, they need to meet the age requirement of 25 -6. If the applicant does not meet the application age of Ping An Bank credit card, he cannot apply for Ping An Bank credit card.

Ping An Bank credit card application requirements:

1. To meet certain age requirements, applicants need to be China citizens over 18 years old and under 6 years old or foreigners over 25 years old and under 6 years old.

2. Applicants need to be natural persons with valid identity documents and full capacity for civil conduct.

3. If you want to apply for Ping An Bank credit card, good personal credit information is one of the necessary conditions. Applicants must have good personal credit information to apply for Ping An Bank credit card. Personal credit has a certain influence on bank-related business.

4. Stable job and legal income are also one of the conditions for applying for Ping An Bank credit card. The bank should ensure that the applicant is able to repay the credit card account.

5. Applicants need to have certain economic conditions and provide some asset certificates to the bank. The stronger the personal assets provided, the higher the pass rate of applying for Ping An Bank's credit card.

how about ping an bank's credit card?

Ping An Bank's credit card is still very convenient, because many credit card types of Ping An Bank now cover various consumption scenarios.

If you are just an ordinary user, I think Ping An Bank's credit card service can basically cover all the needs of ordinary users, such as daily consumption and daily travel, and even points service and points rebate.

Let me briefly talk about the credit card of Ping An Bank.

We can understand that no matter which bank's credit card, Ping An Bank's credit card, Industrial Bank's credit card, or China Merchants Bank and China CITIC Bank, the credit card functions of each bank are basically the same, which can basically cover all the needs of ordinary users. When you choose to apply for a credit card, you need to focus on the additional services of the credit card, and Ping An Bank has more additional services, which is particularly critical.

ping an bank can support a variety of consumption scenarios.

We can understand the conventional consumption scene as daily consumption, but for the various credit card types of Ping An Bank, different types of credit cards of Ping An Bank have different emphases. From the perspective of consumption and consumer rebate, Ping An Bank's credit cards can basically rank among the top three of such bank credit cards. I have many credit cards, and Ping An Bank credit card is one of them.

you can also consider handling credit cards from other banks.

The functions of other credit cards are highly similar. If conditions permit, you can also apply for credit cards from other banks. Generally speaking, it is a good choice for ordinary people to apply for 1~3 credit cards after leaving society. If the number of credit cards exceeds 3, your financial risk may be aggravated at this time.

You can completely evaluate your financial situation, and handle different bank credit cards according to your actual needs, so that you can also achieve temporary cash flow control in an emergency.

Let's stop here for a good introduction of Ping An Bank's credit card.