Crime of obstructing credit card management: refers to the act of violating national credit card management laws and regulations, obstructing national credit card management activities and undermining credit card management order during the issuance and use of credit cards. Note that this crime is a selective crime, including not only the choice of nuisance (possession, transportation, sale, purchase, illegal provision, fraud), but also the choice of the object (forgery of credit cards, credit cards of others). As long as the actor acts on the object, this crime can be established; If the actor commits more than two acts and infringes on two objects, it is still a crime, and the combined punishment for several crimes is not implemented.

Crime of stealing, buying or illegally providing credit card information: refers to the crime of stealing, buying or illegally providing credit card information, and refers to the act of stealing, buying or illegally providing credit card information, which is objectively manifested as the act of obtaining other people's credit card information by secret means or exchanging money and material for other people's credit card information, or providing other people's credit card information privately in violation of relevant regulations. Among them, "stealing" refers to the act of obtaining other people's credit card information by secret means (including voyeurism, shooting, copying and high-tech methods); "Bribery" refers to the act of exchanging money or material benefits of relevant personnel (such as staff of financial institutions such as banks) for credit card information of others; "Illegal provision" refers to the act of privately providing legally held credit card information of others.