It’s true.

According to the official website of Xicai.com, we learned that Kakahua Loan is a real loan platform that provides personal consumption loans and personal credit card repayment services. The platform works with several financial institutions, including China Foreign Trade Economic Trust Co., Ltd., Jincheng Bank, and Shanghai Jing’an Weixin Microfinance Co., Ltd., which is also a member of the same group. So Kakahua loan is real.