1. The age of applying for the master card must be 18~55 years old (foreigners must be 25~60 years old).

2. The supplementary card applicant must be the parent, spouse or child of the main card holder (18 years old or older).

3. Have a stable occupation and income, good credit, and the ability to repay the principal and interest on time.

4. Simple application, no guarantee, no deposit and no cash advance.