Hello, borrowing cash in advance will generate corresponding handling fees and interest. Handling fee: The handling fee for overseas (including Hong Kong, Macao and Taiwan) cash advances is calculated at 3% of each cash advance, and the minimum charge is 30 yuan or USD 3 per advance. Interest: advance cash transactions do not enjoy interest-free repayment. From the trading day, interest will be charged at the daily rate of 0.5 ‰ until the settlement date, and the interest will be compounded monthly. Compound interest, that is, the interest generated last month, should also be recalculated.

If you hold our credit card with VISA, MASTERCARD, JCB or American Express logo, you can use it overseas (including Hong Kong, Macao and Taiwan) (including online payment). Credit cards through international routes will be settled in US dollars in consumption abroad. If the consumption amount is not USD, there will be an exchange fee between the two currencies, that is, 65438+ 0.5% of the transaction amount. If the consumption amount is USD, no settlement fee will be charged.

If you have any questions, you can add QQ Customer Service 4008205555 or WeChat WeChat official account Credit Card Center for detailed consultation.