How to apply for an Agricultural Bank of China credit card without a physical card
To apply for an Agricultural Bank of China credit card without a physical card, you can apply through the following channels:
1. Palm Bank: Please log in to the Palm Bank APP , click "Credit Card → Apply for Card", select the credit card product, fill in the information and apply.
2. Online banking: Please log in to personal online banking and click "Credit Card→Apply" to apply for a credit card.
3. WeChat: Please follow the "Agricultural Bank of China" WeChat official account, select "Micro Finance → Credit Card → Card Application", and select the card type to apply for a card.
4. Credit card WeChat: Please follow the "Agricultural Bank of China Credit Card" WeChat official account and click "Want a Card→I Want to Apply for a Card" at the bottom of the page.
5. Official website: Please log in to the official website of Agricultural Bank of China, click "Personal Services → Credit Card → I Want to Apply for a Card" to select the card that suits you and apply.
6. Counter: Please go to any Agricultural Bank of China branch nationwide to apply with your valid ID and relevant materials. The specific materials required will be different in each branch. For details, please consult the branch staff.
What are the conditions for applying for an Agricultural Bank of China credit card?
The conditions for applying for an Agricultural Bank of China credit card: 1. Aged 18-65 years old; 2. Hold a valid ID card; 3. No bad credit record; 4. , Proof of permanent employment; 5. Proof of income stamped with the financial seal of the unit; 6. Proof of other financial resources, such as real estate, cars, stocks, bonds, etc.; 7. Proof of social pension insurance, etc.
The Agricultural Bank of China (AGRICULTURALBANKOFCHINA, referred to as ABC, Agricultural Bank of China) was established in 1951. The head office is located at No. 69 Jianguomennei Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial level unit.
The Agricultural Bank of China is an important part of China's financial system. It provides a variety of corporate banking and retail banking products and services, and also carries out financial market business and asset management business. Its business scope also covers investment banking and fund management. , financial leasing, life insurance and other fields.
Huinong Credit Card is a special loan-in-one product launched by the Agricultural Bank of China on January 6, 2009, specially tailored for high-end customers in counties and rural areas with good credit concepts. It is a financial product of the Agricultural Bank of China. One of Suika series products.
The overdraft limit of Huinong Credit Card:
1. The maximum overdraft limit of Agricultural Bank of China Credit Card Personal Card is RMB 50,000 (including the equivalent),
2. The overdraft limit of the Agricultural Bank of China Credit Card Gold Card is RMB 200,000.
3. The minimum overdraft credit limit of the Platinum Card is RMB 100,000 and the maximum overdraft credit limit is RMB 1 million.
4. For commercial cards, the maximum overdraft limit for customers with comprehensive credit is 3% and does not exceed RMB 3 million. If there is no comprehensive credit, the maximum overdraft limit is RMB 1 million.
The high and low overdraft limit of a credit card is also directly related to the relevant material information of the cardholder when applying.
Agricultural Bank of China credit card installment payment means that when the cardholder uses the credit card to make large purchases, the card-issuing bank pays the merchant a one-time payment of the consumption funds for the goods (or services) purchased by the cardholder, and pays the cardholder according to the payment amount. The cardholder applies and the consumption funds are deducted in installments from the cardholder's credit card account, and the cardholder repays the amount according to the monthly credit amount.
Most domestic banks have credit card installment services. Installments are generally divided into shopping mall (POS) installments, "mail order installments" and bill installments through the Internet, mail, etc. depending on the occasion.
How to apply for an Agricultural Bank of China credit card?
Applicants for Agricultural Bank of China credit cards must be over 18 years old, have full capacity for civil conduct, have a fixed income, and have good credit qualifications.
You can apply for an Agricultural Bank of China credit card through the following methods:
1. Agricultural Bank of China’s mobile banking: Download the Agricultural Bank of China’s mobile app (Apple 12, ios 14, Agricultural Bank of China version 6.7.0) and install it. After the installation is complete, open it, enter your username and password, click login, click Credit Card - Apply for a Card after successful login, then select the credit card product you need to apply for, and fill in your personal information as required to apply;
2. Agriculture Bank online banking: Open the official website of Agricultural Bank of China () (macbookpromos14 opens Google version 92.0.4515.131), click on personal online banking login, enter the user name and password to log in, after logging in, select personal services-credit card-I want to apply for a card, select the credit card that needs to be applied for and Fill in the information as required to apply;
3. Agricultural Bank of China WeChat official account: Open WeChat (Apple 12, ios14, WeChat version 8.0.13), add friends in the upper right corner, select the official account, and search for agriculture Bank, pay attention to the Agricultural Bank of China credit card, click on the card application/binding card in the lower left corner, select I want to apply for a card, select the credit card that needs to be applied for, fill in the personal information as required, and you can apply;
4. Agricultural Bank of China Branch counter: Please bring your valid ID and personal related materials to any branch of the nearest ABC to apply. The specific personal materials required will be different in each branch. You can consult the staff at the branch counter for details.
Definition of credit card limit:
Credit card limit, also known as credit card available limit, refers to the maximum amount that can be used by your credit card, which includes the credit limit (that is, the maximum credit limit of your credit card) The limit that can be used for overdraft) and the amount deposited on the credit card. The limit of any credit card depends on the valid income and asset security value provided by the individual during the application process. The credit limit of a credit card is positively correlated with the applicant's income and secured assets, that is, the higher the income and secured assets, the higher the credit limit obtained.
That’s it for the introduction of how to apply for an Agricultural Bank of China credit card.